There are more than 10 million retired citizens in our country covered by the Pension Fund (4C). To ensure everyone benefits equally and without problems from the services and health care provided by the state, the Social Security Institution (SGK), which administers the Pension Fund, carries significant responsibilities. With Law No. 6736 published on 19.08.2016, the restructuring process for tax debts and Social Security Institution debts was initiated. In this article, we will explain how citizens whose debts are registered with the Social Security Institution can restructure those debts under Law No. 6736 and how to complete the Emekli Sandığı (Pension Fund) Debt Restructuring process.
Which Debts Are Covered by Restructuring?
Restructuring under Emekli Sandığı Debt Restructuring covers the principal amounts of retirement deductions, insurance, unemployment insurance, optional insurance whose entitlement has not ended, and group insurance premiums. In addition, principal general health insurance premiums and SGK-tracked debts such as stamp tax, special transaction tax, and training contribution debts are included in the restructuring scope.
Will Past Debts Be Erased?
According to the regulation, SGK debts from June 2016 and earlier can be restructured. Persons who have been granted old-age, retirement, or disability pensions and then work in another income-generating job after their pension has been granted are required to pay the social security support premium. For unpaid debts dating to February 2016 or earlier, the outstanding principal amounts must be calculated for the responsible persons and they are required to pay the accrued delay penalty after calculations have been completed. In addition, delay interest will be added to the debt.
Will All Administrative Fines Be Forgiven?
Under the regulation, in addition to delay interest applied to overdue fines, half of the principal amounts of the actual debts (the debt principals) are written off. For example:
Administrative fine: 100 TL
Delay penalty: 40 TL
When the debtor pays, they would pay 50 TL as the remaining principal. The 40 TL delay penalty will be updated with inflation adjustments added to the principal and then paid accordingly.
How Many Installments Can the Restructuring Be Paid In?
Debtors who pay their SGK debts in cash are exempt from inflation adjustments that would otherwise be added to the debt principals. In addition to a lump-sum payment, debts may be paid in two separate periods. Installment plans of 6, 9, 12, 18, or 36 months are available. Citizens who wish to pay their debts in installments or in a lump sum must apply by November 25, 2016. Applications for income testing can be submitted until January 2, 2017.
Where Should Restructuring Applications Be Submitted?
Applications to the SGM are required for employer debts and Bağ-Kur premium debts. For General Health Insurance debts, applications must be made to the Social Security Center. Other types of debts can be handled through the relevant institution or the appropriate Social Security Center.
How to Check Emekli Sandığı (4C) Debt Status?
Debt and other follow-up services related to the Emekli Sandığı (4C) can be performed quickly and conveniently through the e-Government (E-Devlet) system. To access the services mentioned and many more via E-Devlet, you must have an E-Devlet password. Before explaining how to check Emekli Sandığı (4C) debts, we will briefly note how to obtain an E-Devlet password: you can get your E-Devlet password at PTT branches with your identity document for a fee of 2 TL.
If you already have your E-Devlet password, you can proceed to identity verification to begin the inquiry process. To use these services, you must verify your identity with your username and password, or email and password. Identification is performed using your identity number and password. Every official transaction you carry out through the system is a formal document; after completing a transaction you can print the resulting document and submit it to the necessary official institutions. Thanks to the barcode on the document, institutions can verify and track your paperwork. At the end of this article we will note how to begin the debt inquiry process; first we describe the steps you must follow to check your debts.
To begin an inquiry, you must log into the system. After opening the page, the Identity Verification System will appear. Enter your information in order and click the “Log In” button. Once logged in successfully, proceed as follows:
- On the opened page, in the section labeled “Query Type,” select “Other Payments.”
- Under “Query Kind,” select “Eligible.”
- Enter your registry number exactly in the “Registration No” field and click the “Query Debt” button.
Persons with debts to the Social Security Institution can query their debts under Law No. 6736 using the procedure described above.
How Can I Learn My Emekli Sandığı Registration Number?
You can learn your Emekli Sandığı registration number with your E-Devlet password or without a password through the Emekli Sandığı Registration Number Lookup tool. Your registration number is your identifier before institutions. With this number you can view your e-payroll, service records, and perform other inquiries. This number frequently appears during SSK inquiries, so it is particularly important. If you do not know your number, it is useful to obtain it as soon as possible.