3-Month Deferred Holiday Loans from Banks! With the upcoming Ramadan holiday, banks continue to offer attractive loan options to customers. Ahead of the holiday, they provide advantageous personal loan plans tailored to customer needs, with interest rates at historically low levels. Some banks allow repayments to begin 3 months after loan disbursement, and terms can extend up to 60 months. Below are loan options for applicants with monthly incomes above 5,000 TL who seek cost-effective credit solutions.
Akbank
Akbank offers a special Ramadan holiday personal loan with a 3-month deferral option. Interest rates start from 0.99% and there are various repayment plans to suit different budgets. Applications for the holiday loan can be made at Akbank branches, via Akbank Mobile, or by calling 444 2525.
QNB Finansbank
QNB Finansbank provides loans for customers preparing for Ramadan with terms up to 60 months. The promotional interest rate for the holiday starts from 0.89%. Loan applications can be completed online, through the mobile branch, or by calling 0850 220 8 573.
Şekerbank
Şekerbank offers Ramadan loan options with up to 60-month terms and a 3-month repayment deferral. The campaign interest rate begins at 0.79%, giving borrowers more affordable choices for holiday expenses.
İş Bankası
Unlike some competitors, İş Bankası determines personalized interest rates based on the customer profile. The bank offers loans up to 50,000 TL, repayment terms up to 60 months, and non-payment deferral periods up to 90 days. Holiday loan applications are available through the bank’s internet branch.
Garanti BBVA
Garanti BBVA’s Ramadan loan promotion includes an interest rate starting at 0.99% and installment plans up to 60 months. Applications can be made via the bank’s internet branch, branch offices, or the instant credit line at 444 0 335.
Denizbank
Under its Ramadan campaign, Denizbank’s loan rates begin at 0.89%. For 12-month terms, the bank provides loans up to 3,000 TL, while the maximum limit for the holiday campaign reaches 55,000 TL. Depending on the approved limit, repayment terms can extend up to 60 months. Note that campaign end dates may apply.
Yapı Kredi Bankası
Yapı Kredi offers customers a 3-month deferred loan option for the Ramadan holiday. Borrowers who take a holiday personal loan can begin repayments around September 2020, depending on the disbursement date. Applications are accepted via Yapı Kredi Mobile, the internet branch, or by calling 444 0 444.