2020 SGDP deduction and registration record inquiry is carried out through the e-Government (e-Devlet) portal. The e-Government login procedure is as follows:
- If you have never logged in before, the initial password is obtained from PTT for a fee of 2 TL.
- After logging in for the first time, the system requests that you set a new password.
- Subsequent logins are made with this new password.
- Access the 4A, 4B or 4C service statement.
Social Security Support Premium, commonly called the support premium, can also be checked on the Social Security Institution (SGK) website.
How to Check SGDP?
SGDP inquiry is done on the official website of the Social Security Institution. After accessing the SGK website, you must log into the system to view records.
The information required for this procedure is:
- SSK registration number
- Father’s name
- Province registered in the civil registry
- Date of birth
With these details, the necessary checks can be completed in seconds. The e-Government system was developed as an alternative to this service. Both systems provide accurate results.
What Is SGDP?
SGDP is the premium paid during employment by retirees who continue to work after retirement. Those who do not want to withdraw from working life or who continue working for various reasons must pay this premium. People who reach a certain age and satisfy the required insurance period and contribution days earn the right to retire. Those who wish to work without having their pension suspended can continue by paying SGDP. Whether someone is included in this scheme depends on individual circumstances.
What Is the SGDP Deduction Rate?
SGDP deduction rates vary according to the insurance branch. For those in the 4A insurance branch, the deduction corresponds to 32% of the pension. Of this premium, 7.5% is deducted from the employee’s gross salary; the remainder is covered by the employer. The 10% deduction for 4B branch insureds was abolished as of 2016. People who had such deductions previously may reclaim them. This is done by submitting a petition to cancel the SGDP deduction.
Who Is Exempt from SGDP Deductions?
Those who are not subject to SGDP deductions include:
- Individuals engaged in agriculture on their own behalf who retired from civil service and then took up agricultural work
- Turkish citizens who worked in countries that do not have a social security agreement with Turkey
- Certain people who have worked in politics or education
The groups listed above are not subject to SGDP deductions.
Is Working After Retirement Unconstitutional?
There is no legal penalty for retirees working as insured employees. Working after retirement is not against the law. Many retirees who struggle to live on their pension continue to work. It is possible to work and earn additional income without a reduction in the pension, provided certain conditions are met. These conditions include paying the support premium and notifying SGK that the person continues to work. Working without making this declaration is illegal. Employers who employ undeclared workers face heavy financial sanctions when detected.
What Is the Penalty for Employing Undeclared Workers?
The financial penalties for hiring uninsured workers are as follows:
- Those required to keep books on a balance-sheet basis: 38 times the minimum wage
- Those required to keep other types of ledgers: 32 times the minimum wage
- Those not required to keep ledgers: 29 times the minimum wage
These penalties apply for each uninsured worker employed for one year. The total penalty increases or decreases depending on the number of workers and their employment duration.
What Are the Penalties for Hiring Unregistered Workers?
Penalties for employing undeclared workers include:
- Monetary fines
- Administrative fines after inspections if records are invalid or not provided
- Liability for medical expenses arising from occupational disease, work accidents, or worker illness
- Loss of eligibility for government incentives
- Penalties and interest on unpaid insurance contributions
Does a Retiree’s Pension Increase If They Work?
A retiree’s pension does not increase simply because they work after retirement. Pension increases and the types of pensions eligible for adjustments are determined by law. Adjustments are generally made in January and July based on inflation, and people affiliated with SSK and Bağ-Kur benefit from these raises. For retirees employed under employment code 2, there is no additional pension increase specifically for working. If proper procedures are not followed, however, pension deductions can occur.
Can Retirees Who Work Receive Severance Pay?
Retirees employed as insured workers are legally entitled to severance pay when conditions for severance apply. Like other workers, retirees may be eligible for severance or notice pay when the legal grounds exist. It does not matter from which institution the person retired, nor whether they continue working at the same workplace or have moved to a new employer. Severance pay is calculated based on the most recent salary.
What Is Severance Pay?
Severance pay is a right provided to workers who are dismissed unfairly. Except in certain exceptions, this right is not granted to those who resign voluntarily. This payment is intended to protect workers’ rights and varies according to the salary earned while working. Only those who have completed the required number of contribution days are eligible for severance.
Can a Resigning Worker Receive Severance Pay?
To resign and still be entitled to severance pay, one of the following conditions must typically be met:
- Working under excessively harsh conditions
- Contractual rights stated in the employment agreement are not provided
- Social security payments are repeatedly delayed
- Unauthorized entries or exits in SGK records
- Overtime or holiday pay is not provided
- Resignation due to marriage (for women)
It is not common for resigning employees to receive severance pay, but the situations above are generally recognized as exceptions where severance may be granted.
What Is a Service Statement Inquiry?
Service statement inquiry is a document containing a person’s insurance and contribution information according to their insurance branch. Anyone belonging to 4A, 4B or 4C can access this record. Before name changes were implemented, these branches were commonly referred to as:
- 4A: Social Security Institution (SSK)
- 4B: Bağ-Kur
- 4C: Pension Fund (Emekli Sandığı)
Information available in a service statement includes:
- Basic information of the insured person
- Number of days worked
- Dates of contributions
- Date of insurance enrollment and, if applicable, termination date
- Dates related to payment of contributions
- Information about the employing company
People often request service statements to verify their insurance status and contribution history.
What Information Is in the Registration Record?
Registration record inquiry provides the following details:
- Full name
- Turkish ID number
- 4A registration number
- Insurance status
- Employment start date
- Number of days worked
- 4A cancellation records, if any
Accessing registration records and service statements is practical and quick. By logging into e-Government, these details can be obtained within seconds. Through e-Government, individuals can reach their insurance information and find clear details about SGDP, also known as the support premium. Registration and service statements contain important information about a person’s working life and are particularly valuable when approaching retirement. These documents are also useful in various transactions involving SGDP later on.