Setcard locations 2026 refers to the current coverage of the system that offers employees easy payment options for meals, grocery shopping, fuel and online purchases.
With agreements at more than 35,000 merchants across Turkey, Setcard provides services in 2026 through both physical and digital payment methods.
In this guide you will find detailed information on where Setcard is accepted, which supermarkets accept it, which cities have active coverage, online payment options and how to use campaigns.
What is Setcard and how does it work?
Setcard is an employer-provided meal card system for staff.
Monthly balances loaded to the card can be used for meal and grocery purchases.
As of 2026, Setcard has become faster and more flexible with a digital wallet, mobile QR payments and contactless card transactions.
| Feature | Description | Use Case |
|---|---|---|
| Contactless Payment | Transactions with NFC-enabled cards | Cafes and restaurants |
| Mobile QR Payment | Via the Setcard mobile app | Online food platforms |
| Balance Inquiry | Mobile or web app | Instant checks |
| Campaigns | Discounts from 10% to 50% | Chain restaurants |
| Balance Transfer | Transfers between employees | Activated in 2026 |
Supermarkets accepting Setcard in 2026
Setcard is accepted not only in restaurants but also at many national and local supermarket chains.
Major supermarket chains accepting Setcard in 2026 include the following:
| Supermarket | City | Additional Feature | Online Use |
|---|---|---|---|
| Migros | All Turkey | QR payment support | Yes |
| Şok Market | All provinces | Contactless payment | Yes |
| CarrefourSA | Major cities | Promotional discounts | Yes |
| A101 | Selected provinces | Accepted at checkout | No |
| BIM | Pilot regions | Valid for billed purchases | No |
| Happy Center | Istanbul, Ankara, Bursa | 5% discount | No |
| File Market | Istanbul, Kocaeli | Mobile payment enabled | Yes |
Note: Not every store POS may be integrated with Setcard; always ask at the register “Is Setcard accepted?” before completing your purchase.
Restaurants and cafes accepting Setcard in 2026
Thousands of restaurants and cafes across Turkey accept Setcard as a payment method.
Popular partner brands in 2026 include:
| Category | Restaurant / Cafe | City | Campaign |
|---|---|---|---|
| Fast Food | Burger King, Popeyes, Arby’s | All Turkey | 10% discount |
| Coffee | Starbucks, Kahve Dünyası, EspressoLab | Major cities | Buy one get one free |
| Local Eateries | Çıtır Usta, Hacıoğlu, Özsüt | All provinces | Installment payments up to 9 times |
| Restaurant | BigChefs, Midpoint, Günaydın | 15+ cities | 20% discount |
| Dessert & Bakery | Mado, Divan Patisseries | All Turkey | 10% discount on desserts |
Online platforms accepting Setcard in 2026
Setcard is now available not only in physical stores but also on online shopping and food delivery platforms.
Major online platforms that accept Setcard in 2026 include:
| Platform | Category | Setcard Support | Special Campaign |
|---|---|---|---|
| Yemeksepeti | Online food | Yes | 10% cashback |
| GetirYemek | Online food | Yes | 1 free after 5 orders |
| Trendyol Yemek | Online food | Yes | 20% discount code |
| CarrefourSA Online | Market | Yes | Free delivery |
| Macrocenter Online | Market | Yes | 5% discount |
| Migros Virtual Market | Market | Yes | 50 TL Setpuan bonus |
New feature: As of 2026, Setcard has also integrated with Trendyol Market and Hepsiburada Market platforms.
Fuel stations accepting Setcard
In 2026 Setcard began pilot use for fuel payments in selected regions.
This capability is especially relevant for companies that operate corporate vehicle fleets.
| Fuel Brand | City | Use Case | Advantage |
|---|---|---|---|
| Opet | Istanbul, Ankara | Fuel and in-store purchases | 2% cashback |
| Shell | Istanbul, Izmir | In-store shopping | QR payment |
| Petrol Ofisi | All provinces | All fuel purchases | 1 TL = 1 Setpuan |
| BP | Selected cities | Fuel payments | Quarterly discounts |
Setcard campaigns in 2026
Setcard regularly offers discounts and cashback campaigns to users.
Highlighted campaigns for 2026 include:
| Campaign Name | Date Range | Discount Rate | Scope |
|---|---|---|---|
| Winter Flavors | January – March 2026 | 10% | All restaurants |
| Market Days | April – June 2026 | 5% | Migros, Şok, Carrefour |
| Online Taste Festival | July – September 2026 | 15% | Getir, Yemeksepeti |
| Coffee Delight | October – December 2026 | Buy one get one free | Coffee chains |
| Setpuan Period | Year-round | 2% points back | All transactions |
City-by-city Setcard coverage 2026
Istanbul
As of 2026, Istanbul has over 12,000 Setcard locations.
Main areas include Kadıköy, Şişli, Beşiktaş, Üsküdar, Ataşehir and Maslak.
Ankara
More than 6,000 partner locations operate in Ankara, concentrated in Çankaya, Yenimahalle and Batıkent.
Izmir
In Izmir over 5,000 restaurants, cafes and supermarkets accept Setcard, especially in Bornova, Karşıyaka and Alsancak.
| City | Number of Locations | Notable Places | Online Validity |
|---|---|---|---|
| Istanbul | 12,000+ | BigChefs, Migros, Starbucks | Yes |
| Ankara | 6,000+ | Özsüt, CarrefourSA, Popeyes | Yes |
| Izmir | 5,000+ | Kahve Dünyası, GetirYemek | Yes |
| Bursa | 3,000+ | Mado, Happy Center | Yes |
| Antalya | 2,500+ | Burger King, Opet Market | Yes |
Payment methods with Setcard
Setcard users can use three different payment methods as of 2026:
| Payment Type | Description | Where used |
|---|---|---|
| Physical Card | Classic magnetic or contactless | Restaurants, supermarkets |
| Mobile App | Payment via QR codes | Online platforms |
| Digital Wallet | In-app balance management | Trendyol, Getir, Migros |
Tip: In the mobile app use the “Campaign Points” tab to see participating businesses with discounted Setcard acceptance.
Setcard mobile app features
The Setcard Mobile App lets users manage all their transactions from a single place.
| Feature | Description |
|---|---|
| Balance Inquiry | Real-time balance display |
| Nearby Points | Shows Setcard-accepting locations based on your location |
| Campaign Tracking | Lists current discounts |
| QR Payment | Enables contactless transactions |
| Setpuan | Earn points from purchases |
Pharmacies and healthcare facilities accepting Setcard
Some private institutions accept Setcard as part of lunch and employee benefits.
Pilot implementations for this scope are being run in 2026.
| Institution | Scope | City | Advantage |
|---|---|---|---|
| Acıbadem Cafeterias | Meal expenses | Istanbul | 10% discount |
| Medicana Cafe | Cafeteria area | Ankara | 1 TL = 1 Setpuan |
| Pharmacies | Selected products | All provinces | Campaign-based offers |
Balance inquiry and limit management
Setcard balance is easily checked via the mobile app or website.
In 2026 a new “Limit Planning Module” was introduced for better spending control.
| Action | Method | Description |
|---|---|---|
| Check Balance | Mobile app | Real-time inquiry |
| Spending Limit | Set daily/monthly | User-specific |
| Balance Transfer | Between users | New feature (2026) |
| Limit Alerts | SMS and notifications | Automatic alerts |
How to join Setcard campaigns
- Setcard Mobile App → In the Campaigns section tap the “Join” button.
- Join via SMS: Text “KAMPANYA” to 8001.
- Some campaigns activate automatically.
| Participation Method | Activation Time | Fee |
|---|---|---|
| Mobile Participation | Instant | Free |
| SMS Participation | Around 5 minutes | Free |
| Automatic Participation | Instant | Free |
Setcard innovations in 2026
In 2026 Setcard introduced several features to improve the user experience:
- Setcoin: Crypto-like points earned from spending
- Setwallet: Store spending balances in a digital wallet
- Online Bill Payment: Pay bills in addition to market and restaurant purchases
- Campaign QR Zones: Extra 5% cashback for mobile payments in designated areas
The Setcard locations 2026 list continues to make daily payments more convenient.
Now usable for not only meals but also groceries, online shopping and fuel, Setcard has evolved with banking-integrated technology to become the largest meal card network in Turkey.
In short, in 2026 Setcard is more than a meal card: it is a digital payment solution.
Users can manage their budgets and benefit from campaigns to save more.
Frequently asked questions
1. Where is Setcard accepted?
Setcard is accepted at restaurants, supermarkets, cafes, online food platforms and selected fuel stations.
2. Can Setcard be used online?
Yes. It works on platforms such as Yemeksepeti, GetirYemek, Trendyol and Migros Virtual Market.
3. Can I shop at supermarkets with Setcard?
Yes. Chains like Migros, CarrefourSA, Şok and File Market accept Setcard.
4. Where to follow Setcard campaigns?
Campaigns are listed in the Setcard mobile app or on the web site’s campaigns section.
5. In which new areas is Setcard available in 2026?
From 2026 Setcard is active for fuel, online market and bill payments as well.