Traffic insurance inquiries can be made through the e-Devlet (e-Government) portal after logging in, via the “Traffic Policy and Damage Inquiry” screen. To perform traffic insurance checks for individuals or legal entities, simply sign in to e-Devlet using your Turkish ID number and an e-Devlet password obtained from PTT.
When citizens use e-Devlet to query traffic insurance, they can view insurance details only for vehicles registered in their own name. Therefore, it is not possible to query the insurance status of other people’s vehicles through e-Devlet.
What Is Compulsory Traffic Insurance?
Compulsory traffic insurance is regulated by the relevant articles of the Highway Traffic Law (Law No. 2918) and is mandatory for every vehicle that will be driven on Turkey’s roads. It covers damage incurred by the third party in traffic accidents. Insurance payments must be made by policyholders in accordance with the limits set each year.
Policyholders who maintain their compulsory traffic insurance by paying the annual premiums can have third-party damages covered by the insurance when they are at fault in an accident. In addition to material damage, compulsory traffic insurance also covers bodily injuries to the other vehicle’s driver and passengers (hospital expenses, death compensation, etc.).
Why Get Traffic Insurance?
Expanding on what compulsory traffic insurance covers shows that it provides protection for many types of accidents. The main purpose of this insurance is to ensure that any material or moral damages caused by a vehicle owner’s fault are covered in the event of an accident.
The elements covered by compulsory traffic insurance include:
- Material Damages: Payments for material damages resulting from the policyholder’s fault. Limits are set per vehicle and per accident: vehicle limit 50,000 TRY; accident limit 100,000 TRY.
- Medical Expenses: Covers treatment costs for drivers and passengers injured in the other vehicle. Limits: per person 500,000 TRY; per accident 2,500,000 TRY.
- Death and Disability: Compensation applied in cases of death or permanent disability following an accident, calculated according to the individual’s circumstances.
E-Government Traffic Insurance Inquiry
By following the e-Devlet compulsory traffic insurance inquiry steps, all citizens can check information about vehicles registered in their name.
To query compulsory traffic insurance via e-Devlet:
- Log in with your Turkish ID number and e-Devlet password.
- Type “Sigorta Bilgi ve Gözetim Merkezi” in the search bar.
- From the listed e-services, select “Traffic Policy and Damage Information Inquiry.”
- On the inquiry screen, the “Legal Entity Service” section allows queries to be made on behalf of legal entities.
SBM Traffic Insurance Inquiry
Traffic policy inquiries are carried out through the Insurance Information and Monitoring Center (SBM). Citizens can use SBM’s official online services or the online screens provided by certain insurance companies, and some queries are also available via e-Devlet. For online searches with Turkish ID number and plate number, use the official online services of the relevant insurance institutions or SBM.
Thanks to modern institutional infrastructures, compulsory traffic insurance inquiries can be completed within minutes. For the fastest and most direct access, many people prefer to use e-Devlet.
How to Find the Best Traffic Insurance?
Policy inquiries can be made using several methods. By using SBM’s online services, you can quickly and effectively check your traffic insurance policy. To query the policy for your vehicle, you generally need:
- Turkish ID Number
- License Plate Number
Fill in the required fields on the query screen accurately to complete the process. You can use e-Devlet for inquiries both as an individual and as a legal entity to finish the checks quickly and securely.
Plate-Based Traffic Insurance Inquiry
It is possible to query insurance by license plate. Through joint online services offered by public institutions and private insurers in coordination with SBM, users can access the relevant query screen and look up insurance by plate. Plate and Turkish ID number-based searches are supported.
Since plate-based queries became available, citizens can easily obtain information online. Similar methods are used to check fines tied to a vehicle plate. With e-Devlet integration, users can also view detailed information on all vehicles registered to them without needing to enter plate numbers.
Company Vehicle Insurance Inquiry
Company (legal entity) traffic policy inquiries can be performed through the “Legal Entity Service” on e-Devlet’s “Traffic Policy and Damage Information Inquiry” screen. Private insurers also provide online services that allow companies to check the insurance status of their fleet vehicles.
Ak Sigorta Compulsory Traffic Insurance Inquiry
Ak Sigorta policy inquiries are available via Ak Sigorta’s official online services. Mobile communication tools also offer services such as “WhatsApp Damage File Inquiry” to receive quick information on mobile devices.
Use “benimaksigorta.aksigorta.com” to view full policy details, or download the mobile app to access all policies taken through Ak Sigorta within minutes. Internet or mobile branch services allow users to view AK Sigorta policy details and complete traffic insurance inquiries securely.
Ziraat Bank Traffic Insurance Inquiry
Ziraat policy inquiries can be completed online through the Türkiye Sigorta “Traffic Insurance Premium Inquiry” screen. Ziraat Bank, one of the country’s leading public banks, also offers traffic insurance quotes at competitive prices. Payment information for compulsory traffic insurance can be viewed from Ziraat’s mobile or internet branch under the “payments” section.
Those who prefer to pay compulsory traffic insurance via Ziraat can use the bank’s mobile/internet branches, ATMs, or branch offices to make payments at any time. All traffic insurance transactions made through Ziraat can be queried via the bank’s online services.
Halkbank Traffic Insurance Inquiry
To maintain Halkbank’s traffic insurance coverages, premium payments must be made regularly. Coverages range from vehicle-specific material damages to accident-level death and disability compensations. Policyholders can use Halkbank’s digital channels to track and query their insurance information.
Customers using Halkbank’s insurance services can follow up on inquiries through the bank’s online service pages, and many insurance payments can be completed quickly via these channels.
AXA Insurance Compulsory Traffic Insurance Inquiry
AXA traffic insurance inquiries can be completed through the “Individual Online Transactions” page.
- Turkish ID number
- Mobile phone number
- Security code
After entering the required information on AXA’s online portal, you can perform inquiries and use AXA’s online payment and other insurance services.
EGM Traffic Inquiry
The General Directorate of Security (EGM) provides many online services such as traffic fine and document inquiries via the “EGM Online Transactions” page. However, compulsory traffic insurance inquiries cannot be performed through EGM. EGM’s portal allows users to check issued fines, driver penalty points and related documents.
Allianz Compulsory Traffic Insurance Inquiry
To access Allianz traffic insurance services, log in to Allianz Online Transactions with your Turkish ID number and password. Once logged in, users can follow the steps to query their insurance policies.
Allianz’s compulsory traffic insurance covers expenses arising from damage to third-party vehicles or third parties after an accident. Additionally, competitive insurance offerings include extra coverages and services such as minor repairs, roadside assistance and voluntary liability. Details for these services are available through Allianz’s online transactions.
Anadolu Sigorta Compulsory Traffic Insurance Inquiry
Anadolu Sigorta provides a “Compulsory Traffic Insurance Premium Information” page where users can view details related to their vehicles. Before querying, you must enter the required basic information on the form. Both individuals and legal entities can complete inquiries on the designated screen.
Required fields for Anadolu Sigorta’s premium information inquiry include:
- Operator Type (Individual – Legal Entity)
- Vehicle Type
- Make
- Model Year
- No-Claim Discount Level
- License Plate
After correctly filling in all fields, press the “Query” button at the bottom right to complete the process.
Güneş Sigorta Compulsory Traffic Insurance Inquiry
Güneş Sigorta’s online transactions allow compulsory traffic insurance inquiries by entering the policy number and TCKN or tax number. Customers can safely manage all products and services they obtain from the company through its online portal.
For Güneş Sigorta queries, access Türkiye Sigorta’s “Traffic Insurance Premium Inquiry” page and fill in fields like vehicle type, province and district as required. The query can be completed within minutes.
Sompo Japan Traffic Insurance Inquiry
Sompo Sigorta offers various additional coverages and services related to traffic insurance. To request a quote or access information, enter your Turkish ID and plate number on the online transactions page. Other queries can be performed by logging in with your Turkish ID on the “Internet Insurance” screen.
Sompo Sigorta provides insurance services in many areas including vehicle, home, health and personal accident coverage. Traffic insurance transactions can be handled via customer service or online channels.
Garanti Bank Traffic Insurance Inquiry
Garanti BBVA offers traffic insurance application and inquiry services via its internet branch in minutes. After selecting the insurance type and entering contact details, you can complete the application steps. With e-Devlet and institutional online services, citizens no longer need to contact insurers directly for many queries.
The inquiry process often redirects users to the e-Devlet SBM policy inquiry page. Through e-Devlet, both individuals and legal entities can complete traffic insurance queries quickly, regardless of the institution involved.