The documents required to apply for retirement vary depending on the applicant’s insurance coverage. Those who wish to submit a retirement application should apply to the relevant institutions using the specified application channels and complete the requested documents accurately and fully. The required documents are as follows:
Documents required for those retiring under 4A insurance coverage:
- A document indicating that the person has left employment,
- A document from the employer confirming exemption from income tax where applicable,
- Entitlement and request form (Tahsis ve talep belgesi).
Documents required for those retiring under 4B insurance coverage:
- Entitlement and request form (Tahsis ve talep belgesi).
Documents required for those retiring under 4C insurance coverage:
- Copy of identity card,
- Residence certificate,
- Official institutional identification for the workplace where the applicant was employed,
- Military service documents,
- If applicable, documents proving any military-related debts,
- 3 biometric passport-size photographs,
- Request form clearly stating the bank where the applicant wishes to receive their retirement pension,
- Entitlement and request form (Tahsis ve talep belgesi).
Applicants who complete the documents listed above can apply according to their insurance category.
How to Apply for Retirement?
There are two methods to submit a retirement application. These methods are:
- Application via the e-Government (E-Devlet) portal,
- Application in person at the Social Security Institution (Sosyal Güvenlik Kurumu) office.
When applying via the e-Government portal, after the preliminary application process, all original documents must be delivered to the Social Security Institution office in the applicant’s province of residence. Once all required documents are completed and the applicant meets the eligibility criteria, retirement can be granted.
What Are the Conditions Required to Retire?
The main conditions for retirement are briefly as follows:
- The applicant must have completed the number of insured days specified by the retirement scheme they apply to. Required insured days may vary by gender and exemption status.
- The applicant must have reached the minimum age required for retirement. The retirement age is calculated based on the official start date of insurance.
- The applicant must have paid contributions to the state for a minimum number of days. The number of contribution days and the amount paid affect the pension level after retirement.
No additional conditions beyond these three are required. Applicants who meet these conditions and submit the necessary documents to the Social Security Institution can retire.
What Are the Conditions for Women to Retire with 3600 Days?
Early retirement rules for women place particular emphasis on the insurance start date. Retirement conditions differ for women insured under 4A (formerly SSK), 4B (formerly BAĞKUR), and 4C (formerly Emekli Sandığı).
In general, these conditions include:
- The woman’s insurance registration must have been made before 08.09.1999,
- The woman must have completed a 15-year insurance period,
- The woman must have completed 3600 contribution days,
- The woman must have reached the age of 54.
These requirements may vary depending on the type of retirement and can change based on the number of children the woman has.
What Are the Conditions for Early Retirement?
One of the main conditions for early retirement is having a physical or mental disability. An disability report can be obtained from hospitals authorized by the relevant institution. Medical boards in those hospitals determine the degree of disability.
Individuals with a disability rate of at least forty percent are prioritized for early retirement. After obtaining the required documents, the applicant can submit a retirement application, and if their case is approved, they may benefit from early retirement.
How Are Retirement Procedures Tracked?
After submitting a retirement application, applicants who meet the eligibility criteria and have collected the required documents correctly will have their application reviewed by the relevant department. The information provided in application forms and the mandatory documents will be verified for accuracy.
If the investigation by the institution confirms there is no barrier to retirement, the application is approved and the retirement process begins. There are two ways to follow this process and its outcome:
These methods are:
- Tracking via the Social Security Institution’s official website,
- Tracking via the e-Government (E-Devlet) portal.
To follow via the Social Security Institution’s website, log in and select the document scanning section. Under this area, the Social Security Institution Document Registration and Tracking section allows you to query the application process. You will need your national ID number and record information to perform the query. After entering accurate information, use the search button to access the query screen.
To follow via the e-Government portal, log in to E-Devlet. Those who have not logged in before can obtain a password from local PTT branches. After logging in successfully, select the Social Security Institution section and then the document query option. The portal will redirect to the relevant Social Security Institution page, where you will be asked to enter the document year.
After entering the document year correctly, you will be directed to the retirement application query screen, where you can view the full details of your application.
When Will the Retirement Pension Be Paid After Applying?
The payment of the retirement pension typically begins within about one month after the application. The Social Security Institution reviews applications and supporting documents; if approved, pension payments are authorized. Payments are deposited into the applicant’s bank account starting the month following the approval date, based on the applicant’s national ID number.
How Is Retirement Calculated?
To calculate retirement, visit the Social Security Institution’s calculation page and complete the requested fields accurately. By entering the necessary information on the calculation screen, applicants can determine their retirement age and related details.
What Is Contribution Borrowing (Sigorta Borçlanması)?
Contribution borrowing refers to cases where an individual’s ongoing insurance contributions have been interrupted for various reasons, causing a shortfall in contribution days. Insured persons are given the opportunity to pay these missing days retrospectively. Payments are made based on the number of unpaid contribution days.
What Is Private Pension (BES)?
Individual pension systems allow workers to join programs and make contributions so that they accumulate savings to be paid out after retirement. A major advantage of this system is that the state provides support to these savings. Individuals can enroll in private pension plans through banks and insurance companies.
What Is EYT?
“EYT” (retirement delayed by age requirement) refers to situations in which a person has completed the required contribution days but has not yet reached the minimum age required for retirement. For example, men who have completed the required contribution days may still be subject to a 50-year age minimum, preventing retirement before that age.
Those who meet the relevant conditions and complete the necessary documents correctly can submit a retirement application.