How Much Is the Disability Pension with 1,800 Days of Contributions?

The disability pension with 1,800 contribution days is 7,500 TRY for 2023. To qualify you must meet conditions beyond the 1,800-day requirement. The amount of the disability pension based on 1,800 days also varies according to the total contributions you paid. To benefit from this right, your loss of working capacity must be at least 60%.

CAN YOU RETIRE DISABLED WITH 1,800 DAYS?

Retirement on disability with 1,800 days is possible if you meet the conditions of ten years of insured status and a 60% disability rate. The ten-year insured requirement does not apply if you are in a dependent care situation. In that case, people in need of care can retire by meeting only the 1,800-day contribution requirement.

The 1,800-day disability retirement is a right provided for people with disabilities. It allows those who have difficulty working due to their disability to receive an income without continuing employment. However, the pension paid under disability retirement is generally lower than a standard retirement pension.

Disability retirement with 1,800 days arises from a work-related accident or an illness. To use this right you must obtain a medical report documenting the disability rate. Such reports are issued only by fully equipped public hospitals. These institutions are authorized to prepare official disability medical reports.

The medical report may be temporary or permanent; both types can be used to claim disability retirement. Disability retirement is not compulsory—if individuals feel able to continue working, they may remain in the workforce.

In addition to insured duration and contribution days, other conditions apply for disability retirement. The disability must occur after the first insured date. You must also submit the medical report to the Social Security Institution (SGK).

The Social Security Institution reviews the report and determines whether your situation qualifies for disability retirement. If the disability existed before your first employment date, you are not eligible for disability pension.

If you cannot meet the contribution requirement for disability retirement, you may complete missing days through eligible periods of maternity or other recognized borrowing options. By purchasing these days you can reach the necessary contribution total and qualify for retirement.

If a disability pension recipient returns to work, their pension is suspended. When a disability pension recipient dies while receiving the benefit, survivors may be eligible for a death pension and other one-time payments so that spouses, children, or dependent parents are not left without income.

If the disability rate is under 60%, beneficiaries may still qualify for disability-linked retirement under different rules. Examinations by medical boards can sometimes raise the recorded disability rate to 60% or more, enabling eligibility for a disability pension.

Disability pension recipients enjoy the same healthcare rights as other pensioners. Disabled individuals and their entitled dependents can benefit from health services free of charge. Through the government e-service portal you can check how many days remain to reach 1,800 days and, once eligible, apply to the Social Security Institution for a pension.

CONDITIONS FOR DISABILITY RETIREMENT WITH 1,800 DAYS

The conditions for disability retirement with 1,800 days are primarily insured duration and disability rate. Those who meet the 1,800-day requirement must also have been insured for at least ten years and have at least a 60% loss of working capacity.

If applicants are dependent on another person for care, the ten-year insurance requirement is waived. In that situation only the required contribution days are necessary to claim the disability pension. If the disability arose before the first insured date, this prevents qualifying for disability retirement.

Those whose disability existed before their first employment cannot receive disability retirement but may qualify for early retirement based on disability. The following rules apply:

• For a disability rate between 40% and 49%, an insured period of 18 years is required.
• Applicants with 40%–49% disability must have paid 4,100 contribution days.
• If the disability rate is 50%–59%, the conditions are 16 years of insurance and 3,700 contribution days.

The rules above apply to those who began work after October 1, 2008. Those insured before 2008 may retire with fewer contribution days depending on their disability rate. For example, a disability rate over 80% can allow retirement with 15 years and 3,600 days.

With a disability rate between 60% and 79% it is possible to retire with 18 years and 4,000 days. If the rate is between 40% and 59%, early retirement related to disability may be possible with 20 years and 4,400 days. Self-employed contributors (4B) must have no outstanding premium debt to qualify.

Applicants should obtain their medical board report from fully equipped hospitals. To receive a disability pension based on 1,800 days you can schedule an appointment via the central appointment system. Attend the medical board at the assigned time with your identification and required documents.

Bring your ID, a photograph, medical records related to the illness, and any previously issued reports. Individual hospitals may request additional documents. Specialists from different branches will examine you to form the medical board report.

After you receive the medical report, you can submit your retirement application. Applications can be made in person at SGK or via the e-government portal. Guardians may complete procedures on behalf of those who require care.

HOW MUCH IS THE DISABILITY PENSION WITH 1,800 DAYS?

The amount of the disability pension with 1,800 days depends on the contributions you paid during your working life. If you paid contributions based on amounts higher than the minimum wage, your pension will be higher. The minimum payable amount is 7,500 TRY.

Insurance Status	Minimum Payable Amount
SSK	7,500 TRY
Bağkur	7,500 TRY
Emekli Sandığı	8,000 TRY – 9,000 TRY

After SGK approves the medical reports, the disability pension is typically granted in a short period. This allows disabled individuals to cover their living costs with the pension.

Pension amounts are also affected by annual adjustments. The figures in the table reflect 2023 levels. You can check your expected pension amount through the e-government portal or via internet banking.

Those not yet retired can perform a pension estimate through e-government. If you apply for disability retirement you can also withdraw the application before the pension is finalized; in that case SGK can cancel the process before benefits are established.

Disability retirement focuses on loss of earning capacity rather than the diagnosis itself. Conditions such as cancer, diabetes, AIDS, or heart disease may qualify, as can disabilities resulting from workplace or other accidents.

Disability pensions are generally lower than standard retirement pensions. However, if continuing work is not feasible, retiring on disability may be the practical option. If the pension amount available with 1,800 days meets your needs, you can proceed with the retirement application.