How to Enable Online Shopping on Ziraat Mobile Banking

Ziraat Mobile Internet Shopping Activation is one of the most searched banking topics by users as of 2025.

Ziraat Bank customers can now open or close their cards for internet shopping in seconds via the mobile app for both security and convenience.

In this guide you will learn step by step how to enable internet shopping from Ziraat Mobile, alternative methods, common problems and practical security tips.

Ziraat Bank Internet Shopping Permission — What Is It?

Ziraat Bank internet shopping permission is a security setting that allows you to use your debit or credit card for purchases on e‑commerce sites, in‑app payments and international shopping platforms.

Following a 2018 decision by the Banking Regulation and Supervision Agency (BDDK), this feature is set to off by default at all banks. Therefore, users must manually enable it when they want to shop online.

Why Is Internet Shopping Permission Necessary?

This permission is required to use your credit or debit card online. If the feature is disabled:

  • You cannot pay on sites like Trendyol, Hepsiburada, Amazon or Getir.
  • Payments inside mobile apps will be rejected.
  • Subscription payments (Spotify, Netflix, etc.) will fail.

For these reasons, activating the “Enable Internet Shopping” option in Ziraat Mobile is important.

Steps to Enable Internet Shopping in Ziraat Mobile (2025)

Follow the steps below to activate internet shopping permission in the Ziraat Mobile app within seconds.

Step No Action Description
1 Log in to Ziraat Mobile Enter your username and password.
2 Open the My Cards menu Tap the “My Cards” tab.
3 Select the card to edit Choose the card you want to enable for internet shopping.
4 Find “Internet Shopping” Tap the “Enable/Disable Internet Shopping” option in the menu.
5 Activate the permission Switch the button to “On”.
6 Confirm Complete SMS verification. The process finishes.

After completion, your card will be usable for online purchases.

How to Enable Internet Shopping in Ziraat Mobile

  1. Open the Ziraat Mobile app and log in.
  2. From the menu tap “My Cards”.
  3. Select the relevant card.
  4. Go to the “Internet Shopping Settings” section.
  5. Enable the “Enable for Internet Shopping” option.
  6. Enter the SMS confirmation code and complete the action.

Once done, your card can be used on all e‑commerce platforms, for mobile payments and for international purchases.

Alternative Methods

If you cannot access Ziraat Mobile, there are alternative ways to enable your card for internet shopping. Knowing these options helps when the app is unavailable.

1. Through Ziraat Internet Banking

You can perform the same operation by logging in to Ziraat Internet Branch.

Steps:

  1. Open Ziraat Internet Banking.
  2. Click the “My Cards” menu.
  3. Select the card you want to enable.
  4. Click the “Internet Shopping Permission” tab.
  5. Set it to “On” and save.

2. Through Ziraat Customer Service

If you cannot access the web or mobile app, you can request activation via the Ziraat Customer Contact Center.

Call Center Phone Number Service Hours
Ziraat Bank 0850 220 00 00 24/7 Service

IVR Menu:

Follow 1 → 3 → 1 to reach “Card Settings” and open the “Internet Shopping Permission” option.

Ziraat Branches

You can also visit the nearest Ziraat Bank branch and ask staff to enable internet shopping for your card. Identity verification is done in person and the change is applied immediately.

Advantage: Face‑to‑face identity verification and instant processing.

Disadvantage: Potential waiting time due to branch queues.

Problems When Internet Shopping Won’t Enable in Ziraat Mobile and Solutions

Some users may see messages like “Ziraat mobile internet shopping won’t enable” or “Operation failed”. Below are common reasons and fixes.

Issue Possible Cause Solution
Operation failed error The app is not up to date Update the app to the latest version
SMS confirmation not received Operator delay Wait 2–3 minutes or request the code again
Card not visible The card is not registered digitally Activate or register the card in the app
Button inactive The card type does not support the function (e.g., supplementary card) Try using the main card to perform the action

Internet Shopping Settings for Ziraat Bank Cards

Ziraat’s debit and credit cards can both be enabled for internet shopping, though steps differ slightly between card types.

Enable Internet Shopping for Credit Cards

  • Log in to Ziraat Mobile.
  • Go to “My Credit Cards”.
  • Select the card → activate the “Internet Shopping Permission” option.

Enable Internet Shopping for Debit (Bank) Cards

  • Select the card from the “My Bank Cards” tab.
  • Open the “Settings” menu.
  • Enable the “Enable for Internet Shopping” button.

Enabling Card for International Purchases (Ziraat Mobile)

If you want to shop on foreign e‑commerce sites, an additional permission may be required. In that case:

  1. Log in to Ziraat Mobile.
  2. Open card settings.
  3. Go to the “International Use” section.
  4. Enable both “International Transactions” and “Internet Shopping” permissions.

Note: If this setting is off, payments on platforms like AliExpress, eBay or Etsy will be rejected.

Ziraat Mobile Security Settings (2025)

The Ziraat Mobile app uses multi‑layered security to protect user data. These protections remain active when internet shopping permission is enabled.

Security Layers

Security Measure Description
SMS Verification One‑time passwords are used to verify each operation.
Mobile Approval Approve transactions via fingerprint or facial recognition inside the app.
Instant Notifications You receive real‑time alerts for all purchases.
Limit Settings Daily internet shopping limits can be defined.

With these features, Ziraat Mobile is among Turkey’s most secure digital banking platforms.

Adjusting Card Limits in Ziraat Mobile

After enabling internet shopping, you can control spending by setting limits.

Limit Adjustment Steps

  1. Ziraat Mobile → My Cards → Card Settings.
  2. Open the “Set Limit” section.
  3. Specify daily or monthly limits.
  4. Confirm.

This ensures that even if the card is enabled, spending above the chosen amount is blocked.

Card Settings After Ziraat Mobile Update (2025 Version)

The 2025 update redesigned the interface and added a new “Usage Preferences” section under “My Cards”.

From this single screen you can now manage:

  • Internet shopping permission
  • Contactless transaction permission
  • International transaction permission
  • Limit settings and other controls

Common Mistakes When Enabling Internet Shopping

  1. Trying to pay with a card that is disabled for transactions.
  2. Performing the operation without updating the app.
  3. Entering the SMS code late.
  4. Attempting purchases before enabling international permission.
  5. Trying to use a supplementary card without proper authorization.

These mistakes can cause the operation to fail. Make sure your card is active and registered before attempting the change.

Is It Safe to Enable Internet Shopping for a Ziraat Card?

Yes. Ziraat Bank secures online purchases with technologies like EMV, 3D Secure, OTP (one‑time password) and biometric verification.

If desired, users can temporarily disable the permission or impose limit restrictions for added security.

Tip: Open your card only when you are about to make a purchase and close it immediately afterwards for maximum safety.

Disable Internet Shopping via Ziraat Mobile

The reverse process is straightforward and uses the same menu.

To disable internet shopping in Ziraat Mobile:

  1. My Cards → Select card → Tap the “Internet Shopping” section.
  2. Switch the “On” button to “Off”.
  3. Enter the confirmation code.

After this, your card can no longer be used on online platforms.

FAQ

1. How do I enable internet shopping in Ziraat Mobile?

Go to Ziraat Mobile → My Cards → Card Settings → Activate “Enable for Internet Shopping”.

2. Is there a fee for this operation?

No, enabling internet shopping is free of charge.

3. Internet shopping is enabled but payment won’t go through — why?

International transactions may be disabled; enable the “International Use” option as well.

4. Does this apply to supplementary cards?

Yes, but it can be activated only with the main card holder’s permission.

5. Can I disable the card again?

Yes, you can turn it off with a single tap from the same menu.