In 2023, traffic fine debt restructuring can be completed through the e-Government (e-Devlet) portal. Restructuring rights are provided to facilitate the collection of debts owed to the state by individuals and businesses. One common debt with collection difficulties is traffic fines. When traffic fine restructuring is handled via e-Devlet, repayment becomes much simpler.
Many people who cannot pay traffic fines face high interest charges. Under restructuring laws, previously accrued interest may be waived. This makes it possible to pay a reduced amount through longer-term installments.
What Does Traffic Fine Restructuring Mean?
Traffic fine restructuring refers to a system designed to ease repayment of outstanding obligations. Under restructuring, accumulated traffic fines are divided into installments. The number of installments can be extended up to 48 months. This allows the government to recover debts while giving those with fines a more manageable payment option.
Those who want to benefit from restructuring must submit their applications via e-Devlet. Debts registered with the tax office can be handled through the Interactive Tax Office (İnteraktif Vergi Dairesi).
When applying for restructuring, pay attention to the number of installments. Choose an installment amount you can comfortably pay and set due dates that fit your budget. Missing two consecutive payments will cause you to lose the restructuring benefit.
What Happens If a Traffic Fine Is Not Paid?
If a traffic fine is not paid, legal interest accrues on the debt. The payment deadline is thirty days. If payment is not made within thirty days, a 5% interest rate applies. Unpaid traffic fines can lead to actions such as wage garnishment and enforcement proceedings.
Paying traffic fines on time is always more advantageous. The amount you owe grows over time, which can make recovery difficult. Since it is not certain when new restructuring laws will be introduced, you cannot rely on always having this option available.
You can follow current restructuring announcements on e-Devlet and the Interactive Tax Office to learn when you may be able to use this right.
Can Traffic Fines Be Paid in Installments?
Paying traffic fines in installments is not normally available. However, installment options can be obtained in certain cases. If you pay a traffic fine with a credit card, you may take advantage of special installment options offered by banks.
If you use the restructuring right, installment plans become available. Paying fines on time can also make you eligible for discounts. For example, paying within fifteen days of issuance can provide a 25% discount.
If you believe a fine was issued unfairly, you can file an objection. With the necessary documents, you may sue at the criminal peace courts. The objection period is 15 days; if you miss this deadline, you lose the right to object.
How Is Traffic Fine Restructuring Done?
Traffic fine restructuring divides accumulated debts into installments so you can repay them more easily. To restructure traffic fines, you must first apply. You can submit your application online.
Use e-Devlet for applications. The e-Devlet address is turkiye.gov.tr. You can also access e-Devlet via its mobile app. To use the system you need your e-Devlet password, which can be obtained at PTT branches.
There are other login methods for e-Devlet such as e-signature and mobile signature. You can also sign in using your national ID card or internet banking credentials.
You can also apply through the Interactive Tax Office. Traffic fines that remain unpaid for a certain period are recorded as tax office debts. Access the Interactive Tax Office via e-Devlet or directly at ivd.gib.gov.tr. Traffic fine restructuring via e-Devlet or the Interactive Tax Office is straightforward.
Restructuring Traffic Fines via e-Devlet
To restructure traffic fines through e-Devlet, first visit turkiye.gov.tr. Click the “Giriş Yap” (Sign In) option to reach the password screen.
After entering your ID number and password, click the lower “Giriş Yap” button. You can also choose one of the available upper login methods.
Once logged in, type “Yapılandırma” in the search field to check for any existing restructuring law. If a current restructuring program is available, it will appear there. Note that current restructuring applications may not always be listed on e-Devlet immediately.
Restructuring opportunities under Laws 7326 and 7256 have expired. When a new restructuring law is enacted, it will appear in this section and you can apply.
Restructuring Traffic Fines via the Interactive Tax Office
You can also restructure traffic fines through the Interactive Tax Office at ivd.gib.gov.tr. After accessing the site, select “Yapılandırma İşlemleri” (Restructuring Transactions) from the left menu and choose the current restructuring law to apply.
Cancellation of Traffic Fines Under 2000 TL
Cancellation of traffic fines under 2000 TL is a right granted under the current restructuring law. Those who wish to benefit from this can complete their procedures through the Interactive Tax Office.
You can also reach the relevant section via e-Devlet by searching for “7440 Sayılı Yapılandırma Kanunu.” The system will redirect you to the Interactive Tax Office where you can proceed.
After entering the Interactive Tax Office, click “Yapılandırma İşlemleri” in the menu and select the relevant law.
If you choose the “7440 Application Form” option, read the warning message on the screen and click the “Tamam” button to continue.
The next screen shows debts that may be eligible for cancellation. Enter payment method details and submit your application.
After entering the required information and reading the explanations, confirm the transaction. Click the area labeled “Tamam” to complete approval.
How to Pay Restructured Traffic Fine Debts
There are several ways to pay a restructured traffic fine debt. You can pay via internet banking by logging into your bank’s online branch, or use mobile banking. You may also pay in person at a bank branch or tax office.
If you fail to make regular payments, you will lose the restructuring benefit. When restructuring is canceled, your debt reverts to its original state, and you must repay the principal and accrued interest. Therefore, it is important to keep payments up to date.
When Is Traffic Fine Restructuring Available?
The current law for traffic fine restructuring is Law No. 7440. You could apply under this law via e-Devlet or the Interactive Tax Office. The final application date for this law was May 31, 2023, and after that date the opportunity to apply under this law ended.
Under restructuring, you can benefit from installment options up to 48 months, making repayment easier. Debts under 2000 TL may be canceled under the restructuring provisions.
To benefit from restructuring, it is vital to pay installments on time. If the due dates of the first two installments are missed, the restructuring is canceled. Keep payments timely to clear your debts and avoid the need to manage a restructuring process. Paying fines promptly also lets you avoid restructuring altogether and may qualify you for discounts when you pay early.
Traffic fine restructuring can be carried out conveniently through e-Devlet.