Pay Bağkur (4/B) Premium Debt with Credit Card Online

BAĞKUR payments can be made securely through the e-Government (e-Devlet) platform and the Social Security Institution (SGK) official website. During the Covid-19 pandemic, reducing physical contact became important, so many people prefer to complete their payments via online channels and internet banking. Individuals with a BAĞKUR debt can safely pay using a credit or debit card through these authorized online channels.

How to Pay BAĞKUR with a Credit Card

When making a BAĞKUR premium payment by credit card, you can use the e-Government system, the SGK official website, or the online and mobile banking services of participating banks. Check your bank’s website or mobile app to confirm whether they offer BAĞKUR payment. If available, you can complete the payment by entering your card details. On the SGK website, payments can also be made under the 4B services section or via the e-Government platform by providing credit card information.

What Were BAĞKUR Premium Rates for 2021?

BAĞKUR premiums depend on the insured person’s work type and chosen payment category. People are grouped as tradespeople (esnaf), farmers/agricultural workers, or voluntary insured persons. The 2021 monthly premium ranges for these categories were determined as follows:

  • Farmer or agricultural worker with discount: minimum 985.01 TL, maximum 7,387.54 TL
  • Farmer or agricultural worker without discount: minimum 1,151.96 TL, maximum 8,639.66 TL
  • Tradesperson (esnaf) with discount: monthly minimum 1,055.36 TL, maximum 7,915.22 TL
  • Tradesperson (esnaf) without discount: monthly minimum 1,234.23 TL, maximum 9,256.78 TL
  • Voluntary insured persons: monthly minimum 1,114.80 TL, maximum 8,586.00 TL
  • Housewives opting for voluntary insurance: monthly minimum 1,068.48 TL, maximum 8,013.60 TL

How to Pay BAĞKUR Debt via e-Government

Before using e-Government to pay BAĞKUR debt, make sure you have an e-Government password. You cannot log in without this password, which is obtained from PTT branches. When applying for the password, you must present a valid ID card showing your identity number and a current photo, so take that ID with you to the PTT branch.

After obtaining your password, log in to the system using your Turkish ID number (T.C. identification) and password at the e-Government portal. From the homepage, select the “e-services” section, then click “institutions” and choose “Social Security Institution.” Proceed to the “4B debt inquiry” area. On the payment screen, enter the required credit or debit card numbers and details to complete the payment.

E-Government BAĞKUR Debt Payment – Click Here

How to Pay BAĞKUR on the SGK Website

One of the official online addresses for making BAĞKUR payments is the Social Security Institution website. To pay there, enter the online collections (online tahsilatlar) section. Choose the appropriate 4B insured collection option, enter the requested query type and the insured person’s registration number, and you will be directed to a payment page. Enter credit or debit card details on that page to complete the BAĞKUR debt payment.

Pay BAĞKUR Debt Online – Click Here

How to Pay BAĞKUR via Internet Banking

To pay BAĞKUR using internet banking, visit your bank’s website or mobile app where you hold your deposit account. Check the services available and locate the BAĞKUR payment section. If using the website, select the payment type and institution, then enter the required credit or debit card details to finalize the payment. In the mobile app, you may use a previously saved card or register a new card issued by the same bank to complete the transaction quickly.

Which Banks Are Contracted for BAĞKUR Payments?

Contracted BAĞKUR banks have increased as the service became more widespread. Some of the banks where BAĞKUR premium payments can be made include:

  • Ziraat Bank
  • Turkish Economy Bank (TEB)
  • Halkbank
  • Denizbank
  • Akbank
  • Garanti Bank
  • Türkiye İş Bankası
  • Vakıfbank
  • Yapı Kredi Bank

What Are the BAĞKUR Pension Requirements?

To qualify for BAĞKUR retirement, individuals insured before October 1, 1999, who have more than 23 years of recorded premium payments, generally face no age requirement for men provided they have paid 25 years and 9,000 days of premiums. Those insured after that date must meet the applicable conditions and complete the required 25-year contribution period as defined by current regulations.

Documents Required for BAĞKUR Pension Application

Documents to submit to the Social Security Institution for a BAĞKUR pension application typically include:

  • Certificate of termination from employment
  • Document related to income tax exemption, if applicable
  • Allocation Request and Statement of Commitment form (Tahsis Talep ve Beyan Taahhüt Belgesi)
  • Individual allocation request form
  • Three passport-size photographs

How to Apply for BAĞKUR Retirement

Before applying for BAĞKUR retirement, notify the Social Security Institution of your age and contribution status. After receiving approval, submit the approval document to your former employer if required. Then apply to SGK with your workplace termination document and complete the Allocation Request and Statement of Commitment form. SGK will review the submitted documents and determine eligibility for retirement.

How to Check BAĞKUR Pension Application Status

BAĞKUR inquiries can be done via the Social Security Institution website or the e-Government platform. Visit the respective portals, log in with your credentials, and navigate to the 4B inquiry screen. Enter the requested information to complete the BAĞKUR pension application status check.

How to Check BAĞKUR Debt by Phone

You can call the 170 hotline for BAĞKUR inquiries. The service provides not only voice-based assistance but also video and sign-language-supported services for people with hearing impairments. Through ALO 170, you can obtain information about retirement calculations, insurance start dates, and paid premium amounts.

How to Pay BAĞKUR Premiums via Akbank

To make an Akbank BAĞKUR payment, use Akbank’s website or mobile application. Select the BAĞKUR premium payment service from the list of services, choose the account or payment method (bank card or credit card), and confirm the transaction. After confirmation, the BAĞKUR debt payment is completed in seconds.