Disability Retirement Requirements Table is an important resource that outlines the rights and retirement conditions within the social security system for individuals who have lost working capacity. Individuals with a 40% or higher disability rate are entitled to retire earlier and with fewer premium days compared to normal retirement rules. However, certain criteria must be met to benefit from these rights.
As of 2025, updated social security regulations aim to make the retirement system for disabled individuals clearer and more accessible. The conditions set by the Social Security Institution (SGK) depend on the person’s disability rate, insurance start date and number of premium days. Below we explain in detail how the disability retirement system works, who can benefit from it, the required documents and the current disability retirement table for 2025.
What Is Disability Retirement and Who Is Eligible?
Disability retirement is a special application that allows individuals who have permanent health problems in working life or who are disabled from birth to retire earlier and with fewer premium days if they meet specified conditions. The right is administered by the Social Security Institution (SGK) in Turkey and is available only to people with an officially determined disability rate.
Who Can Benefit from Disability Retirement?
The following individuals may apply for disability retirement if they meet at least one of these conditions:
- Those with a 40% or higher disability rate,
- Those with an SGK-approved medical board report,
- Those who can present a report whether the disability occurred before or after the insurance start date,
- Individuals who do not meet the criteria for invalidity retirement but have loss of working capacity,
- Employees or voluntary insured persons whose insurance contributions have been paid regularly,
- Public personnel working with disabled status.
How Is the Disability Rate Determined?
- The person must apply to a fully equipped state hospital and obtain a disability medical board report.
- The rate specified in this report is submitted to SGK for evaluation.
- SGK determines the retirement age and required premium days according to the disability rate.
Note: Disability retirement differs from invalidity retirement. Invalidity retirement requires at least 60% loss of working capacity and that the disability occurred after insurance began, whereas disability retirement is available from 40% disability rate and above.
What Are the 2025 Updated Disability Retirement Conditions?
The 2025 disability retirement conditions are determined according to criteria such as the person’s disability rate, insurance start date and number of premium days. With the regulations in place this year, a graded retirement system based on degree of disability continues. Those with a higher disability rate can retire earlier and with fewer premium days.
Current Retirement Conditions (2025)
Retirement conditions by disability rate fall into three main categories:
1. 40% – 49% Disability Rate
For those whose insurance entry is after 01.10.2008;
- Minimum 18 years of insured service
- 4680 premium days are required.
2. 50% – 59% Disability Rate
For the same insurance start date;
- 16 years of insured service
- 4320 premium days are sufficient.
3. 60% and Above Disability Rate
In this group;
- 15 years of insured service
- 3960 premium days are enough to retire.
These conditions apply to insured persons under 4A (SSK). They may differ for those under 4B (Bağ-Kur) and 4C (Civil Servants’ Pension Fund).
Who Is Assessed According to the Table?
- Individuals who are disabled from birth,
- Employees who receive a disability report after starting work,
- Public personnel with a disability rate higher than 40%,
- Individuals who can present a permanent disability report.
Warning: Both the report date and the insurance start date are taken into account when calculating retirement. Therefore, obtain an official service statement from SGK before applying and evaluate your status according to the table.
Disability Retirement Table 2025
The 2025 disability retirement table is an official guide that shows under what conditions you can retire based on your disability rate and insurance entry date. The table is prepared according to information published by the Social Security Institution (SGK) and helps individuals and employers take the correct steps during the application process.
The current requirements by disability rate are summarized in the table below:
| Disability Rate | Insurance Start Date | Required Insured Service | Required Premium Days |
|---|---|---|---|
| %40 – %49 | 01.10.2008 onwards | 18 years | 4680 days |
| %50 – %59 | 01.10.2008 onwards | 16 years | 4320 days |
| %60 and above | 01.10.2008 onwards | 15 years | 3960 days |
How Should the Table Be Used?
- First, determine your disability rate (it must be registered by report).
- Then check the date you were first insured.
- Next, find out the year you can retire and your premium days according to this table.
- If needed, visit the SGK provincial directorate to have an individual retirement calculation made.
Points to Consider When Calculating Retirement According to the Table:
- The disability rate must be approved by SGK.
- The report should state “permanent” or indicate a renewal date.
- Part-time workers with insufficient premium days can benefit from borrowing rights (for childbirth, military service, working abroad, etc.).
- When you qualify for retirement, you must apply to SGK in person with the retirement application form and medical report.
Important Note: Pension calculation varies according to premium days, average earnings and total working period. The table only shows the minimum requirements for eligibility.
How to Apply for Disability Retirement?
A disability retirement application is the official process by which eligible individuals apply to SGK to start the retirement procedure. As of 2025, applications can be submitted in person at SGK centers or via the e-Government (e-Devlet) portal. For a smooth process, documents must be prepared completely.
Before Applying
Before applying, prepare the following documents:
- Disability medical board report (from an SGK-authorized fully equipped state hospital)
- Service statement (can be obtained via e-Government)
- Information on insurance start date and number of premium days
- Copy of ID
- Retirement request form (obtained from SGK or filled in e-Government)
- If applicable: documents for childbirth or military service premium borrowing
Application Steps
1- Visit the SGK Provincial or District Directorate.
Submit your documents and fill out the “disability retirement request form.”
2- If you prefer to apply via e-Government:
Log in to the e-Government portal and access SGK services. Start the “Income, Pension, Allowance Request Document” application and upload a copy of your report to the system.
3- After application, SGK evaluation begins.
SGK reviews your disability rate and premium information and makes a decision. If necessary, a re-evaluation by the provincial health board may be requested.
4- If approved, pension payments are started.
Monthly payments begin from the approval date. Pension start date and amount can be viewed in the SGK system.
Note: If there are missing documents during the application, the process may be delayed. It is recommended to make an appointment with SGK and obtain preliminary information before applying.