Individual Pension System (BES) is an important long-term savings tool that helps you build security over time. However, there are circumstances in which a BES cancellation may be necessary. The steps for cancelling an individual pension plan can vary between banks. Knowing how to cancel BES with the bank you joined will help you complete the process smoothly.
If you enrolled in BES through Halkbank and want to cancel, you must follow the procedures the bank requires. In this article we explain in detail how to cancel Halkbank BES. We also provide guidance on how to complete the Halkbank BES withdrawal (cancellation) form if you are unsure. All the important details about Halkbank’s individual pension system are covered below.
HOW TO CANCEL HALKBANK BES?
To cancel Halkbank BES, you can first contact Halkbank customer service or use the bank’s online channels. The cancellation can be carried out through a customer representative or via the online platforms.
To reach Halkbank customer service for BES transactions, you can call 444 44 00 or 0850 800 44 00. To cancel BES via the Halkbank mobile app, log in to Halkbank Mobile. From there, go to the “Individual Pension” section to submit your cancellation request.
HOW TO CANCEL HALKBANK BES BY SMS?
To cancel Halkbank BES by SMS, send the word “AYRILMA” followed by a space and your Turkish ID number to 2560. Once your request is confirmed, you will be removed from the system.
Note: You can only perform the BES cancellation from the phone number registered to your bank account. Requests from different phone numbers are not accepted.
HOW TO FILL OUT THE HALKBANK BES WITHDRAWAL (CANCELLATION) FORM?
To complete the Halkbank BES withdrawal form, provide your personal details accurately and completely. The form is available from Halkbank’s official channels and, once filled out, should be submitted to the relevant bank branch or sent through the bank’s designated electronic channels.
When filling the form, be sure to enter the requested information correctly:
- Full name
- Turkish ID number
- Phone number
- BES contract number
- Bank name
- Branch name
- Branch code
- Account number
- IBAN number
Note: The IBAN is requested so that any accumulated funds can be transferred to your account. You may provide any IBAN registered in your name.
WHERE TO SEND THE HALKBANK BES WITHDRAWAL FORM?
The completed Halkbank BES withdrawal form should be sent to the e-mail address or fax number specified by the bank. It is important to use the bank’s current contact details when submitting the form.
- E-mail: [email protected]
- Fax: (0212) 310 39 99
HOW MUCH MONEY WILL I RECEIVE WHEN I CANCEL HALKBANK BES?
The amount you receive when cancelling Halkbank BES is calculated based on your accumulated contributions and any state contributions. During the cancellation process, certain deductions may apply depending on your participation period.
You can view the balance and perform Halkbank BES cancellation calculations through mobile banking. In the mobile app, go to the “Individual Pension” section to see the accumulated amount.
HOW MUCH IS THE STATE CONTRIBUTION FOR HALKBANK BES?
For contributions made to Halkbank BES plans, the state provides an additional contribution of 30%. The monthly maximum eligible amount is capped at 30% of the gross minimum wage.
Vesting rates for the state contribution are as follows:
- At least 3 years: 15% of the state contribution and its returns
- At least 6 years: 35%
- At least 10 years: 60%
- After 10 years in the system and reaching age 56: 100%
HOW TO CHECK HALKBANK BES?
You can check your Halkbank BES account easily via the Halkbank mobile banking app or internet branch. Select the BES account from the relevant menus to view details and perform inquiries.
WHAT IS THE ENTRY FEE FOR HALKBANK BES?
The initial entry fee for Halkbank BES varies by plan and participation period. For current entry fees and charges, refer to Halkbank’s official information channels. As of 2024, the minimum entry fee is 445 TL.
WHAT IS HALKBANK BES CONTACT NUMBER?
For all Halkbank BES-related transactions, you can call Halkbank customer service at 444 44 00 or 0850 800 44 00. You can also reach Türkiye Hayat ve Emeklilik A.Ş. Contact Center at 0 850 202 20 20.
We have shared the current details for Halkbank BES cancellation. If you have questions, comments, or suggestions about BES or want further details about Halkbank BES, please ask in the comments section.