General Health Insurance for Foreigners
Foreign nationals who do not benefit from health insurance in their country of origin, who hold a residence permit in Turkey and who reside in Turkey continuously for one year, may be included in the General Health Insurance scheme if they agree to pay an amount equal to 24% of the gross minimum wage.
Is General Health Insurance Mandatory for Foreigners?
There is no absolute obligation for foreigners to be enrolled in General Health Insurance, since enrollment is available upon request. Foreign nationals who already pay voluntary insurance premiums, who are employed, or who act as employers do not need separate General Health Insurance registration. In other situations, foreigners may join General Health Insurance on a voluntary basis if they apply.
What Documents Are Required to Apply for General Health Insurance for Foreigners?
Foreign nationals can apply to the Social Security Institution to be included in General Health Insurance by presenting proof of a valid residence permit and documents from their home country’s social security institution that demonstrate their insurance status.
Which Medical Expenses Does General Health Insurance for Foreigners Cover?
General Health Insurance for foreigners covers medical expenses for the insured person and their dependents for all illnesses except chronic conditions. Coverage details and exclusions are determined by applicable regulations and may vary based on individual circumstances.
Who Counts as a Dependent under the General Health Insurance Rules for Foreigners?
Dependents for the purposes of General Health Insurance include the foreign national’s spouse; children under 18; children in high school who have not reached 20 years of age; university students who have not reached 25 years of age; children who are disabled and unable to work, regardless of age; and the insured person’s parents, when they are dependent.
When Does General Health Insurance for Foreigners End?
General Health Insurance coverage for a foreign national ends when the person begins working in Turkey under social insurance or BAĞ-KUR, when they start employment covered by insurance in another country, or when their residence permit expires. If the necessary conditions are met later, the person may reapply for coverage.