The government-supported seed loan provided to farmers is offered through a collaboration between Ziraat Bankası and Agricultural Credit Cooperatives. This jointly prepared loan aims to meet farmers’ various needs and supports agricultural production.
Who Is Eligible for the Government-Supported Seed Loan?
Eligible applicants for the government-supported seed loan are farmers. The primary requirement is that the applicant is actively engaged in farming. Applicants must be at least 18 years old and holders of Turkish citizenship. Farmers who wish to apply must also be registered in the Farmer Registration System (Çiftçi Kayıt Sistemi, ÇKS).
What Documents Are Required for the Government-Supported Seed Loan Application?
Applicants requesting the government-supported seed loan must submit certain documents. If these documents are not provided during the application, the request may be rejected.
Documents you should bring when applying include:
- Applicant’s identity card or driver’s license
• Articles of association for legal entities
• Current tax plate copy of the enterprise
• Balance sheet examples for at least the last 3 months
• Copies of identity cards of other partners, if applicable for legal entities
• Title deed copies for property offered as loan collateral
• Documents showing the last 3 months’ income for farmers included in the balance sheet
What Is Domestic Certified Seedling and Sapling Usage Support?
Domestic certified seedling and sapling usage support promotes the use of high-standard seedlings and saplings produced domestically. Providing these certified seedlings to farmers helps improve crop quality and supports agricultural productivity by encouraging use of certified planting material.
Which Documents Are Required for Domestic Certified Seedling and Sapling Usage Support?
To receive seedling and sapling usage support, applicants must submit specific documents requested by the Ministry of Agriculture and Forestry. These documents demonstrate the applicant’s agricultural activity and the transaction details.
Required documents for the application are:
- Current ÇKS certificate
- Application petition
- Seedling/Sapling usage support request form (Form Ek – 22)
- Sales invoice
- Copy of certificate for the seedling, sapling, pistachio rootstock, or graft
- Inspection form for the plant as required under Article 18 of the relevant notice
- If the orchard is leased, a copy of the lease agreement
- Copy of the Seedling/Seed Producer Certificate or Seed Dealer Certificate of the invoice issuer
- Undertaking form 2
Once these documents are complete, you can apply at the local branches of the Ministry of Agriculture and Forestry in your province. Please remember that applicants must be at least 18 years old to apply.
What Is Domestic Certified Seed Usage Support?
Seed usage support for farmers registered in the Farmer Registration System encourages the use of domestically produced, certified, and reliable seeds. This support lowers production costs for farmers, promotes cultivation of higher-quality crops, and contributes positively to the national economy.
What Documents Are Required to Apply for Domestic Certified Seed Usage Support?
Farmers who wish to use certified seeds produced within Turkey must submit certain documents to the Ministry of Agriculture and Forestry when applying. These documents include:
- Application petition
• Request form
• Seed sales invoice
• Copy of the seed certificate
• Seed analysis report, if deemed necessary
What Are the Unit Rates for Certified Seed Usage Support?
Unit support amounts vary by crop when certified seeds are used. The per-unit support amounts for eligible crops are as follows:
- Wheat and barley: 8.5 TL
- Triticale, oats, and rye: 6 TL
- Paddy rice: 8 TL
- Chickpeas, dry beans, lentils, and soy: 20 TL
- Sesame, canola, and safflower: 4 TL
- Potato: 80 TL
- Alfalfa: 30 TL
- Peanut: 15 TL
- Sainfoin, vetch, and forage peas: 20 TL
Where Can the Government-Supported Seed Loan Be Obtained?
The government-supported seed loan can be obtained from Ziraat Bankası or Agricultural Credit Cooperatives. To apply for an agricultural or seed loan, applicants should visit Ziraat Bankası branches during working hours. Farmers who prefer the Agricultural Credit Cooperative can apply at cooperative branches during working hours.
Which Banks Provide Agricultural Loans to Farmers?
Ziraat Bankası is well known for its comprehensive support to farmers. In addition to Ziraat Bankası, several private and state banks also provide agricultural loans. Applicants seeking the government-supported seed loan may consider these banks as well.
Other banks that provide agricultural loans include:
- Şekerbank
• Halkbank
• Garanti Bankası
• QNB Finansbank
• TEB
• Denizbank
• Yapı Kredi Bankası
• İş Bankası
What Is the 75% Grant Seed Support Granted During COVID-19 Assistance?
To mitigate the economic impact of the COVID-19 pandemic, the government introduced measures to support the agricultural sector. The Ministry of Agriculture and Forestry has provided assistance to farmers to boost production and help the economy recover. As part of these efforts, a 75% grant seed support program was launched.
This support package applies to seven crops and covers 75% of seed costs by the state, with the remaining 25% covered by the farmer. The support aims to ease financial pressure on farmers so they can purchase seed at reduced cost and better afford other inputs such as fertilizer and fuel.
Currently, the 75% grant seed support is provided in 21 provinces and is planned to be expanded to other provinces over time. The provinces currently included are Adıyaman, Afyonkarahisar, Ağrı, Aksaray, Bingöl, Çanakkale, Erzincan, Erzurum, Kars, Kayseri, Kırıkkale, Kırşehir, Konya, Muş, Nevşehir, Niğde, Samsun, Sivas, Tokat, Uşak, and Yozgat.
How to Obtain a Seed Loan from Ziraat Bankası?
Ziraat Bankası, a state bank, offers seed loans with favorable terms and repayment schedules compared with many other banks. However, loans are not granted to everyone; Ziraat Bankası provides seed loans specifically to pulse producers, fruit growers, strawberry producers, and producers who hold certified vegetable seed documentation.
To apply for a seed loan from Ziraat Bankası, visit your nearest branch. Remember to bring the necessary supporting documents with you when you apply.
What Documents Are Required for a Ziraat Bankası Seed Loan?
Documents required for a Ziraat Bankası seed loan vary depending on whether the applicant is a legal entity or an individual. For legal entities, requested documents include:
- Farmer Certificate / ÇKS Certificate
- Trade Registry Gazette showing the publication of the articles of association (if available)
- Chamber registration certificate
- Tax plate
- Notarized authorization documents and signature circulars of the person representing the legal entity
- For newly established legal entities, establishment documents or last year’s financials; for others, balance sheets and income statements for the last three years
- Documents verifying the agricultural enterprise (title deed records, lease agreements, etc.)
- Documents related to the collateral offered for the loan
If the application is made by real persons, the bank requires the following documents:
- Identity card
- Farmer Certificate / ÇKS Certificate
- Documents proving the agricultural enterprise (title deed records, lease agreements, etc.)
- Documents related to the collateral offered for the loan
- For businesses operating on a balance-sheet basis, balance sheets and income statements for the last three years
Which Crop Types Are Eligible for Ziraat Bankası Agricultural Loans?
Ziraat Bankası provides agricultural loans to farmers working in specific areas, including:
- Purchasing industrial crops and seeds
• Purchasing certified seeds, saplings, and seedlings
• Tubers and aromatic plant production
• Forage crop production and purchase
• Mushroom production
• Production of legumes and cereals
As a state bank, Ziraat Bankası offers government-supported seed loans and typically provides favorable interest rates and repayment terms for these agricultural credits.