Institutions Offering Scholarships and Interest-Free Loans to Students in 2021

Institutions offering non-repayable scholarships and loans to students in 2021 include the Credit and Dormitories Institution (KYK), Yücel Kültür Foundation, Sevda Cenab And Music Foundation, and the Turkish Education Association (TED). Organizations that provide non-repayable scholarships and loans to students offer financial support—via online or in-person applications—to help cover education expenses. Scholarships are generally awarded based on academic success.

Loans, however, may be available to undergraduate students without strict success criteria. In 2021, students receiving or intending to receive language or music education, as well as those in undergraduate, associate, high school and middle school programs, could apply for scholarships. Scholarship funds are not required to be repaid to the institutions.

What is the Credit and Dormitories Institution (KYK) Scholarship?

The KYK scholarship is awarded to associate and undergraduate students who rank in the top 100 in the ÖSYM exam and to amateur national athletes. KYK scholarships are granted without requiring repayment. When deciding on recipients, the selection considers both ÖSYM exam performance and the financial situation of the student’s family. Students who live away from their family and demonstrate financial need are prioritized along with academic achievement.

What is the Credit and Dormitories Institution (KYK) Loan?

The KYK loan is a financial support given to associate and undergraduate students during their studies that does not require immediate repayment while the student is enrolled. It should be noted that no institution gives truly “free” loans that never require repayment; in Turkey, institutions that provide student support generally offer scholarships without repayment. Loans provided by KYK are repaid after the completion of the undergraduate program.

How Much Are KYK Scholarship and Loan Payments?

The amounts of KYK scholarship and loan payments are set so that undergraduate students receive at least 500 TL per month during the academic year. Throughout a typical four-year faculty program, students receive a monthly payment of at least 500 TL while they remain eligible.

How to Apply for KYK Scholarship and Loan

To apply for a KYK scholarship, follow these steps:

Visit https://www.turkiye.gov.tr/kyk-krediburs-basvurusu.
Click the “verify my identity now” box on the page.
Enter your e-Devlet password and Turkish ID number in the form that appears and select “login to the system.”
At the top of the main page, click the “E-Services” tab.
From the displayed list, choose “Ministry of Youth and Sports.”
Select the “Scholarship/Learning Loan Application” option on the new page.
The scholarship and loan application headings will appear separately; click the one you want to complete.
Fill in the application form with requested details such as your Turkish ID number, school, province, parents’ incomes and occupations.
Upload required documents such as your ÖSYM exam result from the official ÖSYM site and a photo in the file upload area next to the form.
Click the “apply” button below the form to submit.

KYK Scholarship Application

These steps complete the online application.

How to Check KYK Scholarship and Loan Application Results

To check the result of your KYK loan or scholarship application, follow these steps:

Go to https://www.turkiye.gov.tr/kyk-ogrenim-katki-kredisi-ve-burs-sorgulama.
Click “verify my identity now.”
Enter your e-Devlet password and Turkish ID number, then select “enter the system.”
From the main page choose “E-Services,” then “Ministry of Youth and Sports.”
Select “Loan/Contribution Credit and Scholarship Inquiry” from the list.
Click the “inquire” button on the page that appears.
The screen will display whether the previously submitted loan or scholarship application was approved.

Check KYK Scholarship Result

If approved, recipients can begin withdrawing monthly scholarship or loan payments from the bank on the dates shown.

Obtaining an e-Devlet Password for KYK Applications

To apply for a KYK scholarship or loan you need an e-Devlet password. Obtain this by visiting the nearest PTT branch, providing your mobile phone number at the counter, and requesting an e-Devlet password. The e-Devlet password will be sent to the student’s phone via SMS. You cannot apply for KYK loans or scholarships through the e-Devlet system without this password.

Yücel Kültür Foreign Language Scholarship

Yücel Kültür foreign language scholarships are non-repayable grants for students aged 18 to 26 who are studying a foreign language. Students between 18 and 26 enrolled in foreign language programs at their schools are eligible to apply. After application, decisions are made considering the student’s academic performance, and scholarships are awarded up to the available quota. The Yücel Kültür Foundation, listed among institutions that offer non-repayable scholarships and loans, covers 60% of the costs for language schools attended by eligible students up to age 26. No repayment is requested.

How to Apply for the Yücel Kültür Foreign Language Scholarship

To apply for the Yücel Kültür foreign language scholarship, follow these steps:

Visit https://www.bursverenler.org/ online.
Click the “sign up” section on the homepage.
Enter your Turkish ID number, name, surname, email address and a password, then click “save.”
From the main page choose “I’m Looking for a Scholarship.”
Select “Foreign Language Scholarship” from the list.
Click “continue” and complete the application form that appears.
Provide details such as age, identity information, current school, and academic standing, then select “I have completed the information entry.”
Click the “language scholarship” and “payment” tabs in sequence.
On the final screen click “pay application service fee,” enter credit card information and expiration date, then select “complete payment.”

Apply for Scholarship

After these steps the application is complete. Applicants should check within the same month whether their scholarship was approved. If approved, the scholarship covers 60% of the language school expenses.

How to Check Yücel Kültür Foreign Language Scholarship Results

To check the result of the Yücel Kültür foreign language scholarship application:

Visit https://www.bursverenler.org/.
Click “member login” on the homepage.
Log in using the email and password you registered with, then click “login to the system.”
From your profile select “My Scholarship Applications.”
Choose “My Scholarship Application Results.”
The screen will display the outcome of your application.

See Scholarship Result

If approved, the applicant should submit the required documents to the Yücel Kültür Foundation on the date provided.

Submitting Documents for the Yücel Kültür Foreign Language Scholarship

Document submission for the Yücel Kültür foreign language scholarship requires sending photocopy of ID, full residence certificate (tam vukuatlı nüfus kayıt örneği), and student certificate to the Yücel Kültür Foundation in Kadıköy, Istanbul by mail.

If the applicant lives in Istanbul, documents may be delivered in person to Bağdat Caddesi, No:15 Keylan İş Merkezi, Kızıltoprak, 34724 İstanbul/Kadıköy. Applicants living outside the city should send documents by post. After this step the foundation contacts the applicant. Once approved, the foundation covers 60% of the costs of the selected language school after receiving the required documents.

Sevda Cenab And Music Foundation Scholarship

The Sevda Cenab And Music Foundation scholarship is a non-repayable grant for students studying or planning to study music who have financial need. It is also available to graduate and doctoral students who are not working and face financial hardship in covering education costs. The scholarship is paid monthly to students.

Documents Required for the Sevda Cenab And Music Foundation Scholarship

Required documents for the Sevda Cenab And Music Foundation scholarship application include:

Photocopy of the Turkish ID card,
A recommendation letter from a faculty member or school administration stating the student is deserving of the scholarship,
Photocopy of the student certificate,
Two passport-size photographs,
Monthly income statement of the student’s guardian,
A personal statement or resume describing the student.

With these documents the student applies for the scholarship. The foundation reviews academic performance and decides which applicants will receive scholarships within the available quota.

How to Apply for the Sevda Cenab And Music Foundation Scholarship

To apply for the Sevda Cenab And Music Foundation scholarship, place all documents in an envelope and send them via any nearby courier service to Sevda Cenab And Music Foundation, Tunalı Hilmi Caddesi, 114/43 Kavaklıdere, Ankara. Applicants living in Ankara may deliver documents in person to the foundation.

Download Application Form

The completed and signed application form found at the link above must be included in the document package. After applying, the foundation contacts the applicant by phone within the same month to inform them of the result.

Which Bank Handles Sevda Cenab And Music Foundation Scholarship Payments?

The bank used for Sevda Cenab And Music Foundation scholarship disbursements is Türkiye Vakıflar Bankası. Approved recipients have an account opened for them at Türkiye Vakıflar Bankası, and the scholarship is deposited monthly into that account. Recipients can withdraw the monthly payments at any Vakıflar Bankası branch with their Turkish ID card.

Turkish Education Association (TED) Scholarship

The TED scholarship is provided to students in grades 4, 5, 6, 7 and 8 whose families cannot afford education expenses. TED covers school expenses, pocket money, transportation fees, stationery and clothing costs, and other educational needs for recipients attending public schools. Scholarships are granted without repayment.

How to Apply for the TED Scholarship

To apply for the TED scholarship:

Visit https://connected.ted.org.tr/Schoolarships online.
Complete the scholarship application form that appears.
Fill in the required fields: student name, surname, Turkish ID number, date of birth, guardian name and date of birth, student phone number, gender, class completed in 2019 and 2020, current school name, home phone number, parents’ occupations and incomes, and parents’ Turkish ID numbers and dates where requested.
Click the “save/send” button below the form to submit.