Every citizen must plan for their future throughout their working life. Those who earn money while young and healthy often cannot continue working in old age. For this reason, people retire when they reach middle age. Retirees continue their lives on retirement pensions. Becoming eligible for a pension is not simple. Individuals who turn eighteen may begin working after or even before finishing their education. Once employment begins, they register with the relevant social security institution to start their insurance contributions. Each occupation is covered by a specific insurance system. In our country, four main social security institutions serve this purpose: SSK, Emekli Sandığı (Pension Fund for Civil Servants), BAĞ-KUR and GSS. Citizens covered by the Emekli Sandığı must meet certain conditions to retire. Our article below explains the Emekli Sandığı retirement requirements in detail so you can find the necessary information.
What Are the Retirement Requirements for Emekli Sandığı?
Civil servants pay their contributions regularly under the Emekli Sandığı. The highest retirement pensions provided by the Social Security Institution are associated with this scheme. Both men and women must complete certain procedures and contribution requirements to receive a pension.
The first condition for retirement is that contribution payments must continue until the required age. Men generally reach retirement age later than women. Women must complete twenty years of service under the Emekli Sandığı. During the retirement process they remain affiliated to this insurance scheme and cannot change it.
Citizens covered by Emekli Sandığı do not typically have outstanding insurance debts because their contributions are deducted directly from their salaries by the institution, ensuring their insurance is paid.
Since 2008, Emekli Sandığı has applied a schedule based on employees’ employment start dates. According to that schedule, certain dates determine the retirement age. You can find these details in current Emekli Sandığı retirement condition notices and on official pages.
How Can I Find Out When I Can Retire Under Emekli Sandığı?
Visiting institution offices in person often wastes time, because even small procedures can take a long time. People do not always have spare time due to work and life obligations. Therefore, it is useful to shorten administrative procedures. Many services are available online via the national e-government portal (E-Devlet), which provides extensive information and lets you complete transactions quickly. E-Devlet includes many services related to the Social Security Institution (SGK). SGK offers tools that help citizens estimate their prospective pension amounts. Every detail in the system provides accurate information to users.
You can access up-to-date information about Emekli Sandığı retirement conditions and pensions on any internet-enabled platform. You can query 4-C (civil servant) pension information on the Social Security Institution pages at any time. For these queries, citizens need to provide certain Emekli Sandığı details. If entered correctly and completely, they can obtain the desired information within minutes.
Retirement Conditions for Women
Women who started work between 08.09.1999 and 30.04.2008 are subject to 9,000 contribution days and a minimum age of 58. For partial retirement, the condition is 5,400 contribution days and a minimum age of 61.
Women who started working on or after 01.05.2008 must complete 9,000 contribution days. Women who complete 9,000 contribution days by 31.12.2005 can retire at age 58. Other retirement age rules by completion date are:
For 9,000 days completed between 01.01.2036 and 31.12.2037: retirement at 59,
For 9,000 days completed between 01.01.2038 and 31.12.2039: retirement at 60,
For 9,000 days completed between 01.01.2040 and 31.12.2041: retirement at 61,
For 9,000 days completed between 01.01.2042 and 31.12.2043: retirement at 62,
For 9,000 days completed between 01.01.2044 and 31.12.2045: retirement at 63,
For 9,000 days completed between 01.01.2046 and 31.12.2047: retirement at 64,
From 01.01.2048 onward, retirement is possible at age 65.
Retirement Conditions for Men Under Emekli Sandığı
Men who started work between 08.09.1999 and 30.04.2008 are subject to 9,000 contribution days and a minimum age of 60. For partial retirement, the condition is 5,400 contribution days and a minimum age of 61.
Men who started working on or after 01.05.2008 must complete 9,000 contribution days. Men who complete 9,000 contribution days by 31.12.2005 can retire at age 60. Other retirement age rules by completion date are:
For 9,000 days completed between 01.01.2036 and 31.12.2037: retirement at 61,
For 9,000 days completed between 01.01.2038 and 31.12.2039: retirement at 62,
For 9,000 days completed between 01.01.2040 and 31.12.2041: retirement at 63,
For 9,000 days completed between 01.01.2042 and 31.12.2043: retirement at 64,
For 9,000 days completed between 01.01.2044 and 31.12.2045: retirement at 65,
For 9,000 days completed between 01.01.2046 and 31.12.2047: retirement at 65.