The social security unit for self-employed individuals and business owners, Bağ-Kur, shares similarities with SSK but differs in certain age limits, rights, and conditions.
Since all social security institutions were brought under the same umbrella in 2008, recent laws have aimed to reduce these differences. As a result, retirement age regulations are now adjusted across all institutions together.
Like other social security institutions, Bağ-Kur’s most recent changes set the upper retirement age at sixty-five. However, because the transition is phased, the age at which a person can retire depends on their enrollment date.
Bağ-Kur members who have completed nine thousand workdays can retire at age fifty-eight for women and sixty for men. This applies to those who registered with the institution before 2002 and covers a fifteen-year period. (They must have completed the required number of premium days within that interval.)
The date of registration with the institution is important for determining the exact retirement age. New legislation has changed the years and retirement conditions, dividing rights into those who registered before and after certain dates. Based on the last specified date, rights and age limits have been updated for those who registered afterward.
Bağ-Kur retirement by age calculation varies by gender and enrollment date. General tables available on various websites provide broad guidance, but for precise and reliable results you should use the institution’s official website and log in with your Turkish ID number and Bağ-Kur registration number. That personal calculation will be more accurate. By checking your status online you can review the main details without waiting at an office, and then, if needed, consult a professional advisor or intermediary to speed up the process.
The Bağ-Kur retirement requirements table differs for men and women. When calculating from a table, the member’s gender must be taken into account to determine the correct conditions.