In Turkey, there are several options for paying Social Security debts that are eligible for restructuring under specific laws and regulatory changes, such as Social Security Institution (SGK) debts, Bağ-Kur and SSK premium debts. Payments for SGK restructuring amounts can be made at branches of all banks that have agreements with SGK. In addition, payments can be completed conveniently via internet banking or mobile banking channels. Debts can also be paid at ATMs or by credit card.
SGK restructuring payments must be deposited to banks. It is important that the payment details be entered correctly by both the debtor and the bank staff. While online payments can sometimes present challenges, understanding the procedures for paying 6736 SGK restructuring amounts by credit card can simplify the process.
How Are 6736 SGK Payments and 6736 SGK Restructured Payments Made?
The Law No. 6736 applies to debts from the 2016/06 period and earlier that have been restructured. Because 6736 SGK payments vary by debt type, the specific payment steps also differ. Main categories include:
- Employer SSK restructuring payment under Law 6736
- Bağ-Kur restructuring payment under Law 6736
How Is an Employer 6736 SSK Restructuring Payment Made?
Under Law No. 6736, an employer who will pay installments of SSK premium debt must know the employer registration number. The employer registration number contains 26 characters and should be entered without spaces. If making a payment for a subcontractor, the three leading zeros on the left are replaced by the subcontractor number (for example, 003 for subcontractor number 3). Although bank menu names can differ, employer 6736 SSK restructuring payment options are generally similar and commonly appear as one of the following:
- SGK – MOSIP Online Collections / Employer 6736 Restructuring Payment
- SGK Payments / Employer Payments – Employer 6736 Restructuring Payment
Employers can also pay 6736 SGK debts by credit card. To use a card for restructuring payments, an e-Devlet (e-Government) password is required. Steps to pay by credit card are typically as follows:
- Log in to the e-Devlet system with your national ID and password.
- Select the Social Security Institution (SGK).
- From the Identity Verification Services (e-SGK transactions) choose the Social Security Institution Card Payment Application for Premiums.
- On the screen that explains card payments can be used for 4A and 4B premium debts, click the “go to application” button at the bottom.
- On the web collection screen, select Query Type, Query Category and enter the Employer Registration Number.
- After querying the debt, choose the installment to be paid on the credit card payment screen, enter the card details and complete the payment.
How Is a Bağ-Kur 6736 Restructuring Payment Made?
Paying restructured Bağ-Kur premium debts is straightforward. Payments are made using the national ID number (T.C. Kimlik Numarası) through the payment menu. The typical menu path is:
- SGK Payments – Bağ-Kur Past Periods
Restructured Bağ-Kur premium debts appear under the Bağ-Kur past periods menu. When you query past period debts, the total outstanding amount appears as a lump sum rather than in installments. If you want to pay a different amount than the displayed total, you can delete the displayed value and enter the amount you wish to pay; the payment will be processed for that amount.
To pay a 6736 SGK debt by credit card via e-Devlet, follow these steps:
- Open the Web Collections page.
- Select the 4B Insured Collections option under Query Category.
- Choose the Bağ-Kur past period option for Query Type. After these steps, query the debt and complete the payment by entering credit card details.
The following SGK debts can typically be paid through the credit card payment menu:
- 6736 SGK agricultural restructuring payments
- Group insurance payments
- 6736 SGK voluntary insurance installment payments
- 6736 SGK additional contribution premium payments
- 6736 SGK installment Social Security Support premium debts
- Overseas 5g 6736 SSK restructuring payments
- 6736 SGK restructuring payments for voluntary insurance under 30 days
- Agricultural withholding premium debts and similar 6736 SGK payments
50% Penalty Waiver When SGK Restructuring Debts Are Paid
Under the restructuring, it has been announced that half (50%) of administrative fines and delay penalties related to the principal amounts will be waived. For example, for a 200 TL debt, 100 TL of the administrative fine portion will be waived; if a 50 TL fine is due, half (25 TL) will be forgiven.
Installment Options Up to 36 Months Under 6736 SGK Payment Arrangements
Debtors who pay their restructured premium debts in cash will not have inflation adjustments applied to the principal amount. Those who prefer installment payments may be offered options ranging from 6 to 26 months, depending on the restructuring terms. General Health Insurance (GHI) debts are also covered under the restructuring. For those with General Health Insurance premium debts from June 2016 and earlier, delay penalties and accrued interest related to late payment will be waived; the principal debt can be paid in a lump sum without interest or through available installment plans up to 12 months.