What is voluntary insurance? Voluntary insurance means obtaining retirement rights by paying premiums from outside the formal employment system. Individuals who are not insured because they do not work or are not employed by an employer can apply for this option. Those researching what voluntary insurance is often want to know whether they are eligible … Read more

It is possible to be insured under both Bağ-Kur (4B) and SSK (4A) simultaneously. Until 2011, a single-status requirement applied, but changes introduced by Law No. 6111 allow concurrent payments to 4B while continuing 4A coverage, provided the earnings subject to contributions do not exceed the specified upper limit. In other words, the contribution base … Read more

The long-awaited draft prepared by the Ministry of Justice—known publicly as the 7th Judicial Package and titled “Amendments to the Enforcement and Bankruptcy Law and Certain Other Laws”—has been submitted to the Presidency of the Grand National Assembly of Turkey. The package includes penal execution provisions, and details have been announced. Under the proposed changes, … Read more

Is there a difference between the old identity booklet (nüfus cüzdanı) and the Republic of Turkey ID card (T.C. kimlik kartı)? If you want to learn the distinctions between the identity booklet and the T.C. ID card, the details are below. WHAT IS THE DIFFERENCE BETWEEN THE ID BOOKLET AND THE T.C. ID CARD? There … Read more

In 2021 many banks began offering low-interest loans specifically to customers who want to buy a mobile phone. After the Banking Regulation and Supervision Agency removed installment phone sales from many retailers, consumers increasingly turned to banks for installment phone financing. For this reason several banks started providing dedicated phone loan products. Through agreements with … Read more

Residents of Istanbul will be able to obtain free rides on metrobüs, city lines, buses, Marmaray and metro services. Eligible citizens must meet certain conditions for the free ride credit to be loaded onto their Istanbulkart. The campaign requires transactions to be completed by the end of February to qualify. The “3 free rides” promotion … Read more

Many of us have relatives who once went abroad to work and save money. Before the omnibus law change, the periods that Turkish citizens had worked abroad were not counted by the Social Security Institution (SGK). If these citizens made a permanent return to Turkey, they often had no retirement rights based on their foreign … Read more

Employees who use company vehicles must pay attention to several important points. Failing to observe these rules can lead to accidents or traffic fines that may cost them their jobs without severance. Attention for Company Vehicle Drivers Many employers, especially in sales and marketing, provide company cars to help employees complete tasks more quickly. Employees … Read more

What Is the New Regulation That Closely Concerns Civil Servants? A draft regulation has been prepared regarding flexible working conditions that affect millions of civil servants. Under the draft, civil servants will be able to set their own start and end times for work. With the reorganization of the public personnel regime under the Presidential … Read more

Is Bank Individual Pension Service is a preferred option for many customers of İş Bankası. Citizens unfamiliar with the individual pension system should contact İş Bankası to obtain detailed information about the program. The individual pension system is often overlooked in our country, despite being essential for long-term financial comfort. When arranged with a reliable … Read more