Those who want to retire under the Agricultural Bağ-Kur system must first complete either 9,000 or 5,400 premium days. After completing the required contribution days, you can submit your retirement application. There are differences between retirement based on 9,000 days and 5,400 days.
Retirement conditions within Agricultural Bağ-Kur vary for women and men. Factors such as contribution days, age and active working period are evaluated differently for each gender to determine eligibility. When applying for Agricultural Bağ-Kur retirement, applicants must indicate which of the four retirement categories they fall under: age-based retirement, disability retirement (malulen), retirement due to disability, or standard retirement.
What Are the Requirements for Agricultural Bağ-Kur Retirement?
Applicants seeking retirement through Agricultural Bağ-Kur must meet certain conditions at the time of application.
Agricultural Bağ-Kur retirement requirements:
- Completing either 9,000 or 5,400 contribution days, depending on the retirement rule
- Meeting the conditions applicable on the date of application
- Reaching the retirement age determined on the date of application
Eligibility is evaluated with respect to key cutoff dates such as 08.09.1999 and 30.04.2008; applicants who registered on specific dates are assessed under different rules. Therefore, evaluations are made based on the application date and the rules in effect at that time.
What Are the Agricultural Bağ-Kur Retirement Conditions for Men?
Conditions specific to male farmers applying for Agricultural Bağ-Kur retirement are as follows:
- Applicants who applied on or before September 1999: 5,400 days and age 58
- Applicants who applied between September 1999 and April 30, 2008: 9,000 days and age 60
- Applicants who applied in May 2008: 5,400 days and age 63
If these age and contribution criteria are met, retirement becomes possible. However, special circumstances can affect individual cases, so official verification of retirement age and conditions is recommended.
What Are the Agricultural Bağ-Kur Retirement Conditions for Women?
Conditions for female farmers seeking retirement through Agricultural Bağ-Kur are listed below:
- Applicants who applied on or before September 1999: 5,400 days and age 56
- Applicants who applied between September 1999 and April 30, 2008: 9,000 days and age 58
- Applicants who applied in May 2008: either 5,400 days and age 61, or 9,000 days and age 58
In addition to age criteria, different rules may apply for those seeking disability retirement. Generally, retirement ages for women are lower than those for men, but individual circumstances and the specific type of retirement claimed (e.g., disability) can change the requirements.
How Is the Agricultural Bağ-Kur Retirement Age Calculated?
To calculate the Agricultural Bağ-Kur retirement age, first determine when your premium payments began. In addition to the start date, age and gender are considered to estimate the applicable retirement age.
Calculating Agricultural (Farmer) Bağ-Kur retirement age can also be done through official online services using your national ID and secure login. The calculation takes into account the type of retirement being claimed; for example, disability retirement may follow different age rules than standard age-based retirement.
What Are the Conditions for Disability (Malulen) Retirement under Agricultural Bağ-Kur?
Agricultural Bağ-Kur contributors may qualify for disability retirement if they are unable to work due to illness or a work-related accident.
Conditions for Agricultural Bağ-Kur disability retirement:
- A minimum of 1,800 paid contribution days
- Medical report showing at least 60% inability to work
- The disabling condition must have occurred after the Bağ-Kur registration date
- For a 40–49% disability rate, 4,680 paid contribution days are required
- For a 50–59% disability rate, 4,320 paid contribution days are required
Those who meet these requirements may become eligible for disability retirement. Disability retirement differs from retirement for congenital disability: if the disability existed from birth, different rules (such as invalidity retirement) may apply, whereas conditions arising after Bağ-Kur registration typically lead to malulen retirement assessment.
How Can Agricultural Bağ-Kur Contributors with Outstanding Premium Debt Retire?
If an applicant has outstanding premium debt, the procedures and requirements for retirement differ. Loan facilities are available through certain banks to help close premium debts.
State-supported credit options may allow repayment with low interest over installments (for example, extended terms). Retirement cannot be granted solely by meeting the age requirement while premium debts remain unpaid. Therefore, both age and contribution day requirements are core criteria for retirement eligibility.
What Is Retirement by Age Limit under Agricultural Bağ-Kur?
Agricultural Bağ-Kur contributors may qualify for retirement by age limit depending on when they applied. For those who applied between 08.09.1999 and 30.04.2008, the following conditions may allow retirement by age limit:
- Women who have paid 25 years of premiums and reach age 58, and men who reach age 60
- Farmers who have paid premiums for 15 years covering disability, old-age and survivor insurance and reach age 60 for women and 62 for men
Age-limit retirement rights can vary according to the application date and applicable regulations in force at that time.
When Does Agricultural Bağ-Kur Coverage Begin?
Registrations initiated through agricultural chambers, provincial or district agriculture directorates are considered the start date of Agricultural Bağ-Kur coverage. Applicants must also be legally eligible for insurance coverage when registration begins.
Who Is Covered by Agricultural Bağ-Kur?
The categories of people covered by Agricultural Bağ-Kur typically include:
- Those engaged in agricultural activities
- Persons registered with agricultural chambers
- Individuals aged 18 or older
When these conditions are met, individuals can benefit from Bağ-Kur services. Others may fall under different 4B Bağ-Kur service categories depending on their situation.
How Are Agricultural Bağ-Kur Inquiries Made?
Inquiry processes available via the e-Government portal require users to log in with their national ID number and e-Government password. First-time users can obtain their password from postal services for a small fee.
On the first login, users are typically prompted to create a new password. After that, many official transactions can be completed without obtaining a new password each time. Agricultural Bağ-Kur inquiry services are provided under the Social Security Institution (SGK) section of the portal.
What Are the Current Agricultural Bağ-Kur Premium Amounts?
Premium amounts for Bağ-Kur change with the minimum wage and other legal updates. For example, following the 2021 minimum wage determination, Bağ-Kur premiums were set as follows:
- Non-discounted Bağ-Kur premium: 1,234.25 TL
- Discounted Bağ-Kur premium: 1,055.36 TL
Bağ-Kur premiums vary with changes to the minimum wage and relevant legislation. Some laws provide for discounted payments. Premium payments directly affect the amount of the retirement pension.
What Are Agricultural Bağ-Kur Retirement Pension Amounts?
Agricultural (Farmer) Bağ-Kur retirement pensions fluctuate with inflation and other adjustments. The minimum pension amount can vary; as an example, the lowest pensions in recent years have been around 1,662 TL, and actual amounts increase based on total contributions paid and other factors.