How to Apply for and Receive Esnaf Report Compensation? 2026 Rules

Artisan sick leave payment is an income security provided by the state to self-employed workers who cannot work temporarily due to illness, work accident or childbirth. To receive this payment, the artisan must be actively insured, have no outstanding premium debt and have a doctor’s report approved.

This payment, administered by SGK, aims to reduce income loss and protect work security. Below you will find all details about artisan sick leave payment under the following headings.

What Is Sick Leave Payment for Artisans?

Sick leave payment is a social security support paid to insured people who experience temporary incapacity for work. For artisans, this payment is evaluated under the BAĞKUR insurance status.

Artisans face income loss when they become unable to work temporarily due to illness, childbirth or a work accident. In such cases, SGK pays a temporary incapacity benefit if certain conditions are met.

Situation Is Sick Leave Pay Available? Explanation
Illness Report Yes There is a minimum 90-day premium condition.
Work Accident Yes No premium condition, SGK pays directly.
Birth Report Yes Female artisans can receive payments totaling 112 days before and after childbirth.
Surgery or Treatment Period Yes Report approval is made by the SGK board.
Artisan with Premium Debt No No payment is made until the premium debt is cleared.

Conditions to Receive Sick Leave Payment for Artisans

There are both general and specific conditions to be eligible for artisan sick leave payment. Fulfilling them speeds up the payment process.

Condition Details
Being Insured The artisan must have an active BAĞKUR registration.
No Premium Debt The SGK debt inquiry must show no outstanding debt.
Approved Report A doctor- or hospital-approved report must be uploaded to the SGK system.
Incapacity Duration The report must cover at least 3 days of incapacity.
Pharmacy or Hospital Approval The report should be visible in the SGK provision system.

How to Apply for Artisan Sick Leave Payment?

The report must be automatically submitted to the SGK system. Once the report is approved, the system initiates the payment process.

Applications are completed in the following steps:

  1. Obtain a doctor’s report. The report from an authorized health institution is processed into the SGK system.

  2. The report is reviewed by SGK. The institution verifies the reason and duration of incapacity.

  3. Premium debt check. If there is outstanding debt, no payment is made.

  4. Payment approval is issued. After approval, payment is made through PTT or bank transfer.

Below is a table showing the process timeline:

Stage Duration Explanation
Receipt of report 1 day Doctor approval is required.
SGK review 5-10 days The system performs an automatic check.
Payment order 2-3 days Transferred to PTT after approval.
Money credited 10-15 days Payment is made within the average timeframe.

When Will the Artisan Sick Leave Payment Be Deposited?

Payments are usually deposited to the artisan’s account or a PTT branch within 10 to 15 days after the end of the report. However, issues such as missing premiums, system errors or delayed report approval can extend this period.

Situation Average Payment Time Explanation
Illness Report 10-15 days Payment made if premiums are complete.
Work Accident 7-10 days Fast approval is obtained.
Birth Report 15-20 days SGK control process takes longer.
Long Treatment Period 20-25 days Board approval is required.

Where Can Artisans Collect Sick Leave Payment?

Payments are made through SGK’s contracted PTT branches or to registered bank accounts. If the artisan’s IBAN information is not registered in the system, the payment is made via PTT.

Payment Location How to Receive Additional Information
PTT Branch Payment with ID Identification is required.
Bank Account Transfer to IBAN Must be registered in the SGK system.
e-Government Inquiry and viewing You can track payment status here.

How Is the Amount of Artisan Sick Leave Payment Calculated?

The calculation is based on the artisan’s gross earnings for the last three months. SGK divides the total earnings by 90 days to find the daily earnings and determines the payment rate accordingly.

Criterion Explanation
Last 3 months’ earnings The amount recorded in SGK records.
Daily earnings Total for 3 months / 90 days
Payment rate Inpatient treatment: 1/2, outpatient treatment: 2/3
Premium debt No payment is made if there is outstanding debt.

Example Calculation:

For an artisan with 3-month earnings of 60,000 TL:

60,000 / 90 = 666 TL daily earnings

Outpatient treatment (2/3): 444 TL

10 days of report = 4,440 TL total payment

Checking Sick Leave Payment via e-Government

The easiest way to check the payment is through the e-Government system.

Step-by-step inquiry:

  1. Log in to the e-Government system.
  2. Open the “4B Temporary Incapacity Payment” page.
  3. View the report date and amount.
  4. The payment location (PTT or bank) is shown on the page.

You can also review past payments from this screen.

What to Do If Sick Leave Payment Is Delayed?

Payments can be delayed due to system or document-related issues. In such cases, take the following actions:

Cause of Delay Solution
Missing documents Submit documents to the SGK office.
Premium debt Pay the debt and upload the receipt to the system.
Report not approved Contact the doctor or the institution for approval.
Bank error Update the IBAN via e-Government.

Difference Between Sick Leave Payment and Other Artisan Supports

Sick leave payment is for artisans who experience short-term income loss and differs from other state supports. For example, KOSGEB grants or loans target long-term business investments, while sick leave payment is intended as direct income compensation.

Support Type Purpose Duration Paying Institution
Sick Leave Payment Income compensation Short term SGK
KOSGEB Loan Business expansion Long term KOSGEB
Unemployment Benefit Support for the unemployed Medium term İŞKUR

Important Notes for Artisan Sick Leave Payment

  • The report period must be longer than 3 days.
  • Only BAĞKUR artisans with no premium debt can benefit.
  • Report approval must be present in the e-report system.
  • Identity number and IBAN details must be correct.
  • After the report ends, wait 15 days and then perform a payment inquiry.

How Long Is Sick Leave Payment Provided to Artisans?

Payment is made according to the artisan’s incapacity duration. SGK evaluates the report duration on a daily basis.

The table below shows payment examples proportional to the report duration:

Report Duration (Days) Payment Rate (2/3) Total Amount (Daily 500 TL Earnings)
5 days 333 x 5 = 1,665 TL Short-term illness
10 days 333 x 10 = 3,330 TL Medium-term illness
20 days 333 x 20 = 6,660 TL Long treatment period
30 days 333 x 30 = 9,990 TL Long-term surgery

Relationship Between Sick Leave Payment and General Health Insurance (GSS)

The artisan must have paid premiums under General Health Insurance (GSS). Those with GSS debt may have their health provision restricted and sick leave payment will not be made. Therefore, artisans should check their GSS debt before filing a report.

Frequently Asked Questions

1. Where should artisans apply to receive sick leave payment?

SGK processes the report automatically. No application is required for the payment process to start.

2. How long does it take for the sick leave payment to be deposited?

Typically 10 to 15 days to PTT or bank account.

3. Can I receive sick leave payment if I have premium debt?

No. Payment is not made until the premium debt is fully paid.

4. Can sick leave payment be checked via e-Government?

Yes. It can be checked on the “4B Temporary Incapacity Payment” screen.

5. Which institution pays sick leave payments?

All payments are made by SGK.